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Article thumbnail image: How Credit Card Balance Transfers Can Damage Your Credit Rating How Credit Card Balance Transfers Can Damage Your Credit Rating
Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
Article thumbnail image: Credit Card Secret Guarantee Credit Card Secret Guarantee
Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
Article thumbnail image: 5 Credit Killers 5 Credit Killers
A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
Article thumbnail image: 7 things you need to know about a Hire Purchase loan 7 things you need to know about a Hire Purchase loan
There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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Article thumbnail image: How Landlord Insurance Claims Work in Australia How Landlord Insurance Claims Work in Australia
Learn the general steps involved in making a landlord insurance claim in Australia, including evidence, insurer assessment, excesses, tenant damage and loss of rent considerations. - read more
Article thumbnail image: Is Landlord Insurance Tax Deductible in Australia? Is Landlord Insurance Tax Deductible in Australia?
Australian landlords can generally claim landlord insurance premiums as a rental property expense when the policy relates to an income-producing rental property. The deductible amount may depend on how the property is used, what the policy covers and whether any private use or non-rental period applies. - read more
Article thumbnail image: Cyber Insurance Considerations for Office-Based Businesses in Australia Cyber Insurance Considerations for Office-Based Businesses in Australia
Cyber insurance can help office-based businesses prepare for data breaches, phishing, ransomware and other digital incidents. This guide explains when to consider cover, what risks it may address and how it can fit with a broader office insurance program. - read more
Article thumbnail image: Public Liability and Professional Indemnity Insurance for Office-Based Businesses Public Liability and Professional Indemnity Insurance for Office-Based Businesses
Public liability and professional indemnity insurance can both be important for office-based businesses, but they respond to different types of claims. This guide explains the difference between third-party injury or property damage claims and claims connected to professional advice, errors, omissions or negligence. - read more
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