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Last Updated: Saturday, 5th July, 8:25PM
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![]() | Asbestos Scare Leaves Hospitality Business Uninsured Fri, 04 Jul: The discovery of asbestos-contaminated mulch in a Sydney park led to the cancellation of a festival, resulting in significant financial losses for a hospitality business. Despite these setbacks, the company's claim for coverage under its business interruption (BI) policy was rejected. - read more
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![]() | Australian Financial Advisers Navigate Legislative Uncertainty Fri, 04 Jul: The onset of the new fiscal year in Australia brings anticipation and ambiguity for financial advisers, primarily due to forthcoming Division 296 changes. Scheduled for implementation on 1 July 2025, this legislation will impose an extra 15% tax on earnings from superannuation balances exceeding $3 million. Despite the planned timeline, the legislation remains unenacted as the new Parliament has yet to convene post-election. - read more
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![]() | ASIC Investigates Super Fund Trustees Over Investment Scandal Fri, 04 Jul: The Australian Securities and Investments Commission (ASIC) is intensifying its scrutiny over superannuation trustees due to the failure of Falcon Capital's First Guardian Master Fund and Keystone Asset Management's Shield Master Fund. This scrutiny expands beyond financial advisers, encompassing the entire investment chain, including lead generators, financial advisers, superannuation platforms, and research houses listing these funds as investable. - read more
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![]() | Uncovering the Impact of Unsolicited Solar Sales on Consumers Fri, 04 Jul: In a concerning revelation, Australian retiree Christine Hirchfield shares her ordeal with an unsolicited solar installation that turned into a financial nightmare. Despite her initial enthusiasm for cheaper energy bills and a greener home, the project remains incomplete more than a year later. Consumer groups are now advocating for a nationwide prohibition on deceptive sales practices that target vulnerable consumers like Ms Hirchfield. - read more
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![]() | What Type of Insurance Does a Restaurant Need in Australia? Running a restaurant in Australia comes with a unique set of risks, making restaurant insurance a crucial consideration for business stability. Essential policies typically include public liability, property insurance, and workers’ compensation. These protect against claims for injury or property damage, damage to your premises, and staff-related incidents. For many restaurant owners, these core coverages form the foundation of a solid risk management plan. - read more
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![]() | Why Every Commercial Kitchen Needs Equipment Insurance Running a commercial kitchen in Australia means relying heavily on specialised equipment, from ovens and deep fryers to refrigeration and extraction systems. These assets are critical to daily operations and represent a significant investment for any restaurant or café owner. Protecting this equipment is vital, as unexpected damage or faults can quickly disrupt service and impact your bottom line. - read more
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![]() | How to minimise risk and stay compliant when starting a new restaurant Restaurant insurance in Australia provides vital protection for businesses in the hospitality sector. A tailored restaurant insurance policy can help cover a variety of risks unique to the industry, such as property damage, equipment breakdowns, customer injuries, and food contamination incidents. For many restaurant owners, having the right level of insurance is an essential part of running a compliant and resilient business. - read more
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![]() | How Much Does Restaurant Insurance Cost in Australia? Restaurant insurance cost in Australia can vary widely, largely depending on several key factors unique to each business. Insurers assess elements such as the size of your restaurant, the type of food service, the number of employees, and whether alcohol is served. Additional considerations include your claims history, annual turnover, and the specific risks associated with your operations. These details help insurers determine an appropriate premium for your restaurant business insurance package. - read more
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