Are you scared to open your wallet knowing there is a fire snorting dragon lurking in there? You don't need to be afraid of your credit card, you can make it your friend. Here is a plan to choke the dragon and replace it with a friendly furry critter so you can start creating wealth in your life.
What makes up a good mortgage?Whether you are about to buy a home or you have an existing home loan, you want to be sure that you get the best possible mortgage for your specific needs. Here is a mortgage shopping list - a good place to start in the process of comparing home loans and selecting a mortgage.
Who Needs Disability Insurance?If you are like most people on this planet, you are not financially free. You would not be able to stop working and still support yourself and your family from your financial resources. Your continued ability to work to earn an income would therefore be one of your greatest assets.
Personal Loans And The Consumer Credit CodeUnderstanding your rights as a consumer is essential in dealing with complex issues like personal loans and other finance. Here we reveal, in simple terms, how the Credit Code works for you.
Make Time For Your Financial CheckupWhen we examine our priority lists, our finances tend to be near the bottom. Yet, when we look at our "worry" list, finances are usually near the top. There are three main reasons why we don't make finances a priority
Financial OppressionHere is why so many people are in despair and suffering emotional problems related to debt. A candid explanation of how interest affects your daily life.
How Much Life Insurance Do I Need?There are many different reasons to purchase life insurance (generation skipping tax, estate plan, estate preservation, surviving spouse needs, planning for your children's future and more). There is no right amount of life insurance, but here are some guidelines that might help you decide how much life insurance you need.
Loan Finance: How to Shop Around Without Damaging Your CreditIf you are considering taking out a loan, you wouldn’t go out of your way to make it harder on yourself to get approved or to get a good interest rate, would you? Yet many loan applicants would enjoy a considerably better outcome on their loan application if they followed this important rule.
How to Get Out of DebtIf you've found yourself in a position where you're in serious debt and can't think of a way out, here are some valuable tips that, when put into practice, will help you find your way out of trouble.
10 Tips - How to reduce your mortgageAnyone who has ever had to pay off a mortgage will tell you they would love to pay it off before the term, but most people will continue to chip away at their loan on autopilot. A proactive strategy can cut your loan term from 30 years to less than half in some cases. Here are 10 ways to own your home sooner.
The face of an ideal wealth creation strategyOne of the major objectives of any wealth creation strategy is to generate passive income at the lowest possible risk and cost. Here are some strategic insights to making it happen.
Insurance DisputesJust because your insurer has rejected your claim, does not necessarily mean that your case is closed. If you think that you have been unfairly treated, here are some ways to get the insurer decision overturned.
The legal responsibilities of SMSFsThe benefits associated with utilising a self-managed super fund can be significant ... but they come with legal responsibilities - and getting it wrong can be criminal, writes Matthew McKee.
7 Tips for Holding Your Nerve Through Market Volatility Sharemarkets can be quite volatile from time to time. Even experts can find their portfolios under pressure, so it's important to be aware of how to maintain your investor focus when things go south. Here are 7 timeless tips that we have prepared to help you keep your cool through turbulent times.
Business Loans: Managing interest rate risks "I want the protection in the current low interest rate environment but I don't want to be locked in for too long a period" - a commonly heard requirement from business borrowers.
How to Succeed in Business (Without Losing Your Soul)This book is a guidebook to success in business and professional practice.
How you define "success" of course is entirely up to you - we all have different goals and aspirations and come from divergent backgrounds and circumstances.
The fact that "success" is a fluid concept does not mean that it cannot or should not be pursued vigorously and enthusiastically.
But at what personal price?
Default and ReposessionHow you define "success" of course is entirely up to you - we all have different goals and aspirations and come from divergent backgrounds and circumstances.
The fact that "success" is a fluid concept does not mean that it cannot or should not be pursued vigorously and enthusiastically.
But at what personal price?
Most people would assume that a default under a loan contract means that payments haven't been made but, as you are about to learn, there are other reasons why a lender may have the right to repossession.
How to Buy a House with Bad CreditMost people would expect that a bad credit rating would make it impossible to get a mortgage to buy a home - but it's not as simple as that. Can you buy a house with bad credit? The short answer is YES, but it is not all that easy.
What Is a Debt Consolidation Loan?A debt consolidation loan combines several debts into a single loan that you will repay over a set period of time. You can consolidate personal loans, credit cards, medical bills, and other debts into a single loan. Debt consolidation loans can be a good option if you are having trouble keeping up with monthly payments.
Five Worst Credit Card MistakesCredit cards can be an excellent way to manage your finances ... they can even be an investment tool. However your credit card can quickly become your enemy if not used correctly. Here are five of the worst mistakes most credit card holders make. If you can avoid these mistakes, you will benefit greatly.
Simple Tips On Getting Your Loan So, you want to get a loan? Here are some simple tips that might help you make more informed decisions about the type of loan you buy, and from whom.
Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases.
7 things you need to know about a Hire Purchase loanThere are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money
Insurance Claims - The Acid Test for Insurance PoliciesHow well a company handles their processes and the customer experience at claim time is what truly determines the real worth of the insurance policies that are being sold.
Teaching Kids About BudgetingIf you have kids, you've probably already figured out that teaching them how to handle money is one of the most important skills you'll ever teach them. As a parent, there are two critical areas for you to take action to help your kids the most when it comes to money and budgeting.