financialservicesonline

Australian Insurance, Finance, Superannuation & Investment Resources

Income Insurance Calculator
  • Compare loan finance rates & options for personal or business loans & find out if you qualify - without affecting your credit file.
  • Lowest rate Home loans including low-deposit loans, mortgage refinance, first home buyers & investment property loans .
  • Car loans & bike loans for personal and business use - including commercial vehicle finance and leasing.
  • Fast unsecured personal loans from $5,000 to $100,000 for any worthwhile purpose - special rates for homeowners.
  • Compare leisure loan options - including boat loans, jetski loans, caravan loans and more.
  • Specialist finance broker service for plant & equipment loans, working capital finance, business acquisition & startup funding.
Need a Quick Loan Approval?
What type of loan finance do you need?


Need a Quick Loan Approval?
What type of loan finance do you need?

Finance & Loans

Compare Finance Rates & Options

Secured and Unsecured Finance for Any Worthwhile Purpose

When you need a loan to finance or refinance just about anything, we are here to help!

We help customers compare Home loans, Car loans, Personal loans, Business and Commercial loans, loans for boats, loans for travel & loans for trucks and more!

Our online finance eligibility assessment service is obligation-free and aims to help you ...

  • get the best value finance in Australia,
  • know your borrowing capacity (without accessing your credit file),
  • meet the approval criteria for an Australian loan,
  • compare loan options from multiple lenders,
  • connect you with a third party, licensed finance specialist who help you finalise your loan.

CLICK HERE to select the type of finance you need to get started.

Finance Calculators
Insurance calculators
Our financial calculators are provided for your free use on this website and are designed to remove some of the guess-work to help you make informed financial decisions.

Please note that some of our calculators may use assumptions that are not necessarily applicable to your current specific circumstances and we therefore cannot always guarantee their accuracy.

You should always seek professional financial advice from a licensed professional before proceeding with any financial recommendations.

How much can you borrow?

Fortnightly Mortgage Repayment Comparator
Compare the effect of paying monthly mortgage payments as opposed to paying fortnightly.

Bike Loan Calculator
Calculate and compare monthly repayments for a motorcycle loan

Boat Loan Calculator
Calculate and compare monthly boat repayments

Business Loan Calculator
Calculate and compare monthly repayments for a business loan

Business Equipment Lease Calculator
This calculator will help to calculate the lease finance repayments on new business plant and equipment.

Car Loan Calculator
Calculate and compare monthly car loan repayments

Car Lease Calculator
This calculator will help to calculate the lease finance repayments on a new car

Caravan Loan Calculator
Calculate and compare monthly caravan repayments

Caravan Commercial Hire Purchase Calculator
Calculate and compare monthly commercial hire purchase repayments on a caravan loan

Home Refinance Calculator
Compare the cost/benefits of refinancing your home loan.

Mortgage Repayments
Calculate monthly mortgage repayments on various home loan amounts and interest rates.

Jetski Loan Calculator
Calculate and compare monthly jetski repayments

Personal Loan Calculator
Calculate and compare monthly repayments on a personal unsecured loan

Truck Loan Calculator
Calculate and compare monthly repayments on a truck loan

Truck Lease Calculator
This calculator will help to calculate the lease finance repayments on a new truck or commercial vehicle

Financial News & Information

Popular Finance Articles
Credit Card Secret Guarantee
Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases.
How to Buy a House with Bad Credit
Most people would expect that a bad credit rating would make it impossible to get a mortgage to buy a home - but it's not as simple as that. Can you buy a house with bad credit? The short answer is YES, but it is not all that easy.
Why Payday Lending Enhances Consumer Welfare
Today, We’ll defy the critics and demonstrate why consumer welfare is enhanced within a competitive payday-lending environment.
When should I use a personal loan?
Unsecured personal loans can really help in a pinch. If your savings are low and your car breaks down, for example, such a loan can patch up your life. Or maybe you're buying a big-ticket item and you need backup money to cover a short-term hole in your bank account.
Recent Finance Articles
Knowing these loan finance options will make borrowing easier and save you money
Knowing these 6 types of loan finance options will make it easier for you do deal with brokers and lenders. Once you go from asking for a loan to asking for a "novated lease with a 45% balloon payment" you will be in a far better position to negotiate your loan with confidence.
Choosing the Right Bank
Financial institutions are located all around the world. If you are looking to open a bank account, whether that bank account is a transactional account or a savings account, you have a number of banking options.
The Truth Behind Payday Loans
There’s a lot been said about payday loans. Many claim that the interest rates charged are outrageous. Others say that they are the only source of finance available for those with less than perfect credit score. There is a bit of truth in both claims but there is much more to payday loans than meets the eyes.
Balloon Payment Loans: 6 steps to make the loan profitable
Did you know that you can reduce the monthly payments on a loan to half of what they should be by using a balloon payment? Handled correctly, structuring your loan to include a Balloon Payment will increase your bottom line. Mishandled, a Balloon Payment can cause real headaches. Here are 6 steps to keep it smart.

Important: Financial Services Online is a referral service. We provide general information only and we do not offer financial advice. We refer all insurance, finance and other enquiries that are initialted on this and our associated websites to specialist advisers who are licensed in their respective fields. You should always seek professional advice before making important financial decisions.
';