Car Insurance
Car Insurance Resources
Insurance Information
Insurance Articles
Compare car insurance premium rates and policy terms online and save!
Car insurance provides protection against the financial loss caused as a result of any one of a number of events as set out in the terms and conditions of your car insurance policy.
Car insurance comes in different forms and car insurance policy terms and conditions can vary significantly from one car insurer to the next.
Comprehensive Car Insurance
Comprehensive car insurance, as the name suggests, covers a wide range of events to provide extensive protection including damage to your own car. Comprehensive car insurance also usually covers damage that may be caused to other property including the property of others.
Comprehensive car insurance policies do vary considerably, both in terms and conditions as well as in price - so it is important to choose a comprehensive car insurance carefully taking your individual needs into account.
Third Party Property Car Insurance
Third party property insurance generally does not provide cover for loss or damage to your own vehicle - but is designed as an economical way to protect an insured person against liability for damage that they may cause to others in connection with the use and ownership of their car.
Third party property damage insurance is generally considerably cheaper than comprehensive car insurance.
Compulsory Third Party Car Insurance
Compulsory third party car insurance is generally a requirement of registration of a motor vehicle and provides the insured with indemnity against personal injuries caused to third parties in connection with the use of a motor vehicle.
Car Insurance Policy Excess
Car insurance policy excess refers to the amount that an insured person must contribute toward the cost of any car insurance claim connected with a comprehensive or third party insurance policy.
Car insurance policies generally include a "standard" or "basic" policy excess plus additional excesses applicable to younger or inexperienced drivers. Some car insurance companies make it possible to reduce the car insurance premium (the cost of purchasing the car insurance) by voluntarily accepting a higher policy excess..
Car Insurance Premiums
Car insurance premium is the term used for the cost of a car insurance policy over the term of the car insurance policy. Car insurance premiums are usually expressed as a yearly (or annual) car insurance premium.
Many car insurance companies also offer monthly car insurance premiums allowing insured persons to pay their premiums in smaller amounts on a more regular basis thus spreading the car insurance premium costs over the course of the year.
Share this page:
How much cover?
Please note that some of our calculators may use assumptions that are not necessarily applicable to your current specific circumstances and we therefore cannot always guarantee their accuracy. You should always seek professional financial advice from a licensed professional before proceeding with any financial recommendations.
Term Life Insurance [click]
Calculate the amount of life insurance protection you need to meet your objectives.
Income Protection Calculator [click]
Our income insurance calculator estimates the monthly income insurance benefit that you can buy.
Contents
Insurance Calculator [click]
Use our home and contents insurance calculator for a room by room evaluation of
your household contents and personal effects.
Financial News & Information
| 7 Quick Car Insurance Tips for Teen Drivers For young drivers, getting a drivers license is like a ticket to freedom. Driving provides a number of other obvious benefits as well, and it is largely considered a rite of passage into adulthood by the vast majority of teenagers. However, there are many things to think about when you’re preparing to take the wheel, including a car insurance policy. - read more
|
| Top 5 Reasons to Buy Insurance Through a Broker In today's litigious and uncertain world, insurance has become a very important component of every financial plan. But, when it comes to buying insurance, consumers often get confused obout where they should start and how to decide on the best policy solution to their specific needs and circumstances. - read more
|
| The Cost of Cyber Attacks on Australian Small Businesses Cyber attacks have become a frequent and costly occurrence in Australia, with small businesses being particularly vulnerable. It's crucial for small businesses to understand the impact of cyber attacks and take necessary steps towards cyber security. In this article, we'll define and explore the statistics on cyber attacks on small businesses in Australia, preventative measures you can take, as well as what to do if you are affected. - read more
|
| Types of Insurance Policies Every Business Owner Should Consider Protecting business investment with insurance is a critical part of every sensible business owner's business plan. Insurance protects businesses from unexpected financial risks due to natural disasters, accidents, liabilities and losses, which may run in to thousands. - read more
|
| Covering the Unexpected: A Guide to Trauma Insurance for Australian Families Trauma insurance, also known as critical illness insurance, is a type of coverage that provides a lump sum payment in the event that the insured suffers from a critical illness or injury. Unlike health insurance, which covers medical expenses, trauma insurance is designed to provide financial protection by helping to cover the additional costs associated with recovery from a severe illness or injury. - read more
|
| Traveling on a Budget: Money-Saving Tips for Australians Traveling Overseas Traveling overseas is an exciting experience yet can be challenging, especially for Australians on a budget. With careful planning and budgeting, it is possible to make the most out of your trip without breaking the bank. This article provides valuable money-saving tips for Australians looking to explore the world on a restricted budget. - read more
|
| How to Save Money on Travel Insurance Without Compromising on Coverage Travel insurance is an essential component of any trip, providing protection and peace of mind for Australian travelers. Whether you are planning a short weekend getaway or an extended overseas adventure, unforeseen circumstances such as medical emergencies, trip cancellations, or lost luggage can quickly derail your plans and drain your finances. - read more
|
| How to Choose the Right Travel Insurance for Your Overseas Holiday Travel insurance is an essential component of any overseas trip, especially for Australians. While exploring new destinations and experiencing different cultures can be exciting, it's crucial to be aware of the potential risks and challenges that can arise along the way. From unexpected medical emergencies to lost luggage or trip cancellations, unforeseen events can quickly turn your dream holiday into a nightmare. - read more
|
Follow us!
Copyright 2001-2023 Clark Family Pty Ltd