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Strata Insurance: Protection for Your Property
Strata insurance can be an important way to help protect shared residential properties, such as apartments and townhouses, against unforeseen events. This type of cover can help protect common areas and shared assets, subject to the policy terms, conditions, limits and exclusions.
Why Choose Strata Insurance?
Owning a property within a strata scheme involves unique responsibilities. Strata insurance can help protect against risks such as fire, storm damage, theft, and liability claims arising from accidents in common areas. This type of cover can form an important part of a broader property risk management approach.
Strata Insurance Options May Include:
- Building and Common Property Coverage: Structural elements and shared spaces, including lobbies, hallways, and recreational facilities.
- Public Liability Insurance: Certain legal claims for injuries or damage occurring in common areas.
- Loss of Rent: Lost rental income if units become uninhabitable due to an insured event.
- Catastrophe Cover: Additional cover in the event of major disasters
Strata Insurance Options For Your Property
We understand that each strata community has unique needs. We help connect strata stakeholders with strata insurance options through our National Broker Referral Network so they can review available cover relevant to their property.
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Please note that some of our calculators may use assumptions that are not necessarily applicable to your current specific circumstances and we therefore cannot always guarantee their accuracy. You should always seek professional financial advice from a licensed professional before proceeding with any financial recommendations.
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