In order for us to attend to your request for financial services advice, information or comparative quotes, we need to know your name and contact details along with any other data that is directly relevant to the specific enquiry that you are making.
Our third part network product and service providers then use this information to tailor financial solutions to your specific needs and to advise you accordingly. This information is referred to those providers on your behalf so they can provide a product or service to you. (Unless we advise you to the contrary, these businesses have no right to utilise any personally identifiable data that you provide other than what is required in order to provide the assistance you seek from us.)
Your contact details and other personal information that you provide to us will not be shared with any other person or entity at any time.
We utilise cookies to collect session information and user-specific data on which pages on our website that you access or visit in order to track your progress through our web site in order for us to to improve the performance of our website.
We use third-party advertising companies to serve our ads on our website. These third-party advertising companies employ cookies and 1x1 pixel .gifs or web beacons to measure and improve the effectiveness of ads for their clients. To do so, these companies may use anonymous information about your visits to our website and other websites. This information can include: date/time of banner ad shown, the banner ad that was shown, their cookie, the IP address. This information can also be used for online preference marketing purposes.
If you wish, you can access information supplied to us other than in a few circumstance that are set out under Australian law. Financial Services Online reserves the right to determine how the data is accessed. In the event that access to your data is denied, you will be provided with a written explanation as to why and, subject to the reason behind the denial, we may provide access to your data through mutually agreeable intermediaries to meet your needs oand ours.
Information access may be subject to a nominal charge to enable us to recoup any reasonable direct or indirect expenses incurred by us in order to satisfy your request.
Please feel free to contact us should you require access to your personal information. To ensure the protection of your personal data, we may ask that your request be written.
We will review our privacy statement from time to time to ensure that it meets the expectations of the market and any regulatory requirements.
Please contact us should you experience any difficulties or problems in respect to our privacy policy or the management of your personal information.
Further information about privacy issues and the protection of your personal information is obtainable from the Australian Federal Privacy Commissioner on: 1300 363 992.
You are invited to lodge a complaint with us if you consider that we have breached this Privacy Policy or the National Privacy Principles.
We will respond promptly to complaints.
In order to lodge a complaint, please contact us in the first instance. If you are not satisfied with our response to your complaint, you can telephone the Australian Federal Privacy Commissioner's hotline on: 1300 363 992.
If you have any question about this privacy statement, the practices of our website, or your dealings with our website, you can contact us
How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
|
Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
|
5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
|
7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
|
When Is Public Liability Insurance Required by Law in Australia? Public liability insurance is a type of insurance coverage designed to protect businesses against legal claims for personal injury or property damage suffered by third parties. This typically includes customers, suppliers, or any member of the public who may interact with your business operations. - read more
|
The Ultimate Guide to Hobby Farm Insurance in Australia Are you a proud owner of a hobby farm in Australia? Whether it's a sprawling landscape or a cozy patch of backyard land, your hobby farm is a labour of love that deserves protection. But what exactly qualifies as a hobby farm? In general, a hobby farm is typically a small-scale farm operated for pleasure rather than profit, often involving activities like gardening, raising animals, or simply enjoying the charm of a rural lifestyle. - read more
|
What types of Business Insurance are available in Australia? Business insurance is an essential component for any Australian enterprise, providing a safety net against unforeseen events that could disrupt operations. Whether it’s a small startup or a large corporation, insurance helps protect businesses from potential financial losses. - read more
|
Which Business Insurance is Best for Startups? Starting a new venture is an exciting journey, but it comes with its own set of risks and uncertainties. This is where business insurance becomes crucial for startups. In Australia, ensuring that your budding enterprise is protected against unforeseen events is a key step in securing its future. - read more
|