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If you are shopping around for the best insurance rates and options, then you've come to the right place.

Compare rates and options for types of personal and business insurance for all occupations and types of business

  • life insurance,
  • income protection,
  • trauma cover,
  • farm insurance,
  • business or commercial insurance,
  • retail shop cover or office protection plans,
  • car, boat and caravan insurance,
  • home & contents,
  • public liability,
  • professional indemnity,
  • travel insurance
  • tradies cover
  • truck or commercial vehicle insurance,
  • ... and more.

Simply CLICK HERE to select the type of insurance cover that you need.

Best insurance rates

Online Insurance quotes are sourced from a panel of of over 500 Specialist Insurance Brokers across Australia.

That gives you access to the lowest insurance rates researched from an exhaustive range of Australia's leading and best known insurers.

In many cases, our Insurance Brokers have access to special or wholesale insurance rates that are cheaper than available from direct insurers.

CLICK HERE to compare insurance rates & options.

Specialist insurance broker service

Whilst insurance brokers will invariably save you money on your initial insurance premium, you can expect that your broker will review your needs and premium rates annually and keep you up-to-date with new insurance policy benefits or options that may be appropriate to you.

Additionally, when you ever need to make a claim on your insurance policy, your Insurance Broker is you first point of contact ... saving you a considerable amount of time, money and stress.

Your Insurance Broker will also provide advice to help you in making insurance-related decisions.

When you use an Insurance Broker for all of your insurance needs, you will have one point of personal contact for multiple insurance companies.

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Our financial calculators are provided for your free use on this website and are designed to remove some of the guess-work to help you make informed financial decisions.
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Please note that some of our calculators may use assumptions that are not necessarily applicable to your current specific circumstances and we therefore cannot always guarantee their accuracy. You should always seek professional financial advice from a licensed professional before proceeding with any financial recommendations.

Term Life Insurance [click]
Calculate the amount of life insurance protection you need to meet your objectives.

Income Protection Calculator [click]
Our income insurance calculator estimates the monthly income insurance benefit that you can buy.

Contents Insurance Calculator [click]
Use our home and contents insurance calculator for a room by room evaluation of your household contents and personal effects.

Financial News & Information

Latest Insurance News
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Tue, 18 Feb: The insurance landscape in Australia is becoming increasingly fraught as the cost of home insurance continues to climb. Recent findings have shed light on the financial strain experienced by 1.6 million households due to surging insurance expenses. Alarmingly, this figure marks an increase of 360,000 households compared to the previous year, underscoring a 30% rise in those affected by these financial burdens. - read more
News thumbnail: AFCA Backs Policyholder in Stolen Car Dispute AFCA Backs Policyholder in Stolen Car Dispute
Mon, 17 Feb: In a recent ruling, the Australian Financial Complaints Authority (AFCA) sided with a motor insurance policyholder, awarding her the full value of her stolen vehicle alongside $3000 for non-financial losses, dismissing the insurer's fraud accusations. - read more
News thumbnail: Debate Heats Up Over Risk Commission Caps in Insurance Debate Heats Up Over Risk Commission Caps in Insurance
Sun, 16 Feb: In light of recent discussions within Australia's financial sector, notable figures from both the Coalition and Labor are advocating for the removal of risk insurance commission caps. This policy adjustment could potentially reshape the landscape for life insurance advisers across the nation. - read more
Recent Insurance Articles
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Farm income insurance plays a crucial role in safeguarding the livelihood of farmers. This type of insurance is specifically designed to protect farmers against the unpredictable nature of farming, where income can vary greatly due to factors like weather, disease outbreaks, or market fluctuations. Having the right insurance ensures a stable financial foundation, allowing farmers to focus on their operations without the constant worry of financial ruin from unforeseen events. - read more
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Professional indemnity insurance is designed to protect professionals from legal claims made against them due to mistakes or negligence in their work. It acts as a safeguard, covering legal costs and any damages awarded, ensuring that professionals can continue their practice without financial burden. - read more
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In the fast-paced and dynamic landscape of today’s professional world, indemnity insurance has become a cornerstone of financial security for many Australian professionals. This type of insurance provides protection against claims of negligence or breach of duty made by clients or third parties. Without this safeguard, professionals may face substantial legal fees and damages that can significantly impact their financial stability. - read more
Article image: Common Misconceptions About Professional Indemnity Insurance Debunked Common Misconceptions About Professional Indemnity Insurance Debunked
Professional indemnity insurance is a type of coverage specifically designed to protect consultants and business professionals from legal claims and financial losses due to errors or omissions in their services. It provides peace of mind for those who offer expert advice or services to clients. - read more

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Important: Financial Services Online is a referral service. We provide general information only and we do not offer financial advice. We refer all insurance, finance and other enquiries that are initialted on this and our associated websites to specialist advisers who are licensed in their respective fields. You should always seek professional advice before making important financial decisions.
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