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Personal Loan Repayment Calculator

Personal Loan Calculator

Personal Loan Details:



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'.personal loan calculator.'

This free Personal loan repayment calculator will help you to estimate the repayments on a Personal loan after taking into consideration a number of factors.

Simply enter the Loan Amount, proposed Term of Loan and Interest Rate below, then click the [calculate] button in order to calculate the monthly Personal Loan repayment amount.

Loan Amount

This is the total amount that you wish to borrow. Personal Loan amounts generally range from as low as $2,000 up to $50,000.

Loan Term

The Personal Loan Term is the number of years over which the personal loan will be repaid.

Most personal loans are taken over a 2 to 5 year term but there are both bank and non-bank lenders offering personal loans with a longer loan term of up to 10 years..

Interest Rates

Personal Loan Interest Rates are typically higher than secured loan finance options.

Interest rates for personal loans vary from lender to lender. Factors that may impact on your interest rate include:

  • Credit history

    Applicants with a good credit history may qualify for a better loan interest rate.

  • Employment status

    If you are not a full-time permanent employee you may expect to pay a higher interest rate. This is partly because there are only a limited number of lenders offering personal loan finance to applicants without reliable employment.

  • Amount of the Loan

    Small personal loans, aka payday loans, generally attract higher interest.

  • Term of the Loan

    A short-term loan offers the lender only a short period of time to recover their costs in establishing the loan and may mean higher interest rate. Longer term loans will factor in future interest rate movements.

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