Australian Insurance, Finance, Superanuation & Investment Resources

Income Insurance Calculator
Need to get a Loan Finance Quote Right Now? Start Here

Personal Loan Repayment Calculator

Personal Loan Calculator

Personal Loan Details:

'.personal loan calculator.'

This free Personal loan repayment calculator will help you to estimate the repayments on a Personal loan after taking into consideration a number of factors.

Simply enter the Loan Amount, proposed Term of Loan and Interest Rate below, then click the [calculate] button in order to calculate the monthly Personal Loan repayment amount.

Loan Amount

This is the total amount that you wish to borrow. Personal Loan amounts generally range from as low as $2,000 up to $50,000.

Loan Term

The Personal Loan Term is the number of years over which the personal loan will be repaid.

Most personal loans are taken over a 2 to 5 year term but there are both bank and non-bank lenders offering personal loans with a longer loan term of up to 10 years..

Interest Rates

Personal Loan Interest Rates are typically higher than secured loan finance options.

Interest rates for personal loans vary from lender to lender. Factors that may impact on your interest rate include:

  • Credit history

    Applicants with a good credit history may qualify for a better loan interest rate.

  • Employment status

    If you are not a full-time permanent employee you may expect to pay a higher interest rate. This is partly because there are only a limited number of lenders offering personal loan finance to applicants without reliable employment.

  • Amount of the Loan

    Small personal loans, aka payday loans, generally attract higher interest.

  • Term of the Loan

    A short-term loan offers the lender only a short period of time to recover their costs in establishing the loan and may mean higher interest rate. Longer term loans will factor in future interest rate movements.

Financial Calculators

Loan Finance Calculators
Mortgage Repayment Calculator

Calculate monthly mortgage repayments on various home loan amounts and interest rates.

Home Refinance Calculator

Compare the cost/benefits of refinancing your home loan.

Fortnightly Mortgage Repayment Comparator

Compare the effect of paying monthly mortgage payments as opposed to paying fortnightly.

Bike Loan Calculator

Calculate and compare monthly repayments for a motorcycle loan.

Boat Loan Calculator

Calculate and compare monthly boat repayments.

Business Loan Calculator

Calculate and compare monthly repayments for a business loan.

Business Equipment Lease Calculator

This calculator will help to calculate the lease finance repayments on new business plant and equipment.

Car Loan Calculator

Calculate and compare monthly car loan repayments.

Car Lease Calculator

This calculator will help to calculate the lease finance repayments on a new car.

Caravan Loan Calculator

Calculate and compare monthly caravan repayments.

Jetski Loan Calculator

Calculate and compare monthly jetski repayments.

Personal Loan Calculator

Calculate and compare monthly repayments on a personal unsecured loan.

Truck Loan Calculator

Calculate and compare monthly repayments on a truck loan.

Truck Lease Calculator

This calculator will help to calculate the lease finance repayments on a new truck or commercial vehicle.

More Calculators
Insurance & Financial Planning Calculators
Life Insurance Calculator

Calculate the amount of life insurance protection you need to meet your objectives.

Income Protection Calculator

Our income insurance calculator estimates the monthly income insurance benefit that you can buy.

Contents Insurance Calculator

Use our home and contents insurance calculator for a room by room evaluation of your household contents and personal effects.

Currency Conversion Calculator

Compare currency exchange rates for all major international currencies.

Financial Goals Calculator

Plan for your future by setting financial goals with this handy calculator.

Net Worth Calculator

Find out if you are where you should be financially.

Retirement Savings Calculator

Find out whether your retirement savings are on track to meet your longer term needs.

More Calculators

Finance News & Information

Popular Finance Articles

Credit Card Comparator

Credit Card Information and Solutions: Compare credit cards and options and find the right credit card for you ... sourced from a large selection of Australia's leading and best rated credit card and finance... continue reading

Home Loans: Hot tips for borrowers

If you are thinking about buying a home, these hot tips will help to ensure that you keep more of your cash in your pocket both nefore you take out your loan and once your mortgage is in place. continue reading

Business Loans: Managing interest rate risks

Here are thoughts for business wanting to enjoy the security of prevailing low interest rates without the need to commit too long term. continue reading

Home Loans: The pros and cons of refinancing

Changing your home loan has become much easier in the wake of changes to the mortgage market in Australia. Here we help you to examine the financial and other impacts of refinancing. continue reading

Home Loans: Choosing a mortgage broker

There is little doubt that a engaging good mortgage broker is your best ticket to finding the right home loan - but how do you choose a good mortgage broker? continue reading

... more articles

More Articles
From the News Desk

Timely help for Australians in crisis

Finance News: 29 Jan 2013. Whilst many people around the country are in the process of rebuilding their properties and their lives in the wake of natural disasters, Financial Services Online is pleased... continue reading

Small loans for Australian small business

Finance News: 27 Apr 2013. Aussie small business, including start-up businesses can now access small loan finance for amounts up to $10,000 with minimal asset backing and regardless of credit history. continue reading
More from the News Desk

Important: Financial Services Online is a referral service. We provide general information only and we do not offer financial advice. We refer all insurance, finance and other enquiries that are initialted on this and our associated websites to specialist advisers who are licensed in their respective fields. You should always seek professional advice before making important financial decisions.