About Financial Services Online
Our commitment is to provide assistance to Australian residents (including resident businesses) in sourcing financial services, products and information online.
We don't provide financial products and any information or advice provided on this website is of a general nature only and is provided only to encourage visitors to consider seeking qualified advice as part of any financial decision-making process.
We refer all product enquiries and requests for quotations and advice to external, licensed providers of financial services in their respective specialist field/s. It is not our intention to provide financial products or advice directly and we hold no authority or license as a product provider or adviser. Any authority/ies that we do hold under Australian Law are held only to ensure that our referral processes are compliant with relevant legislation. We are remunerated by way of fees paid to us by the various external, licensed financial services providers to whom we refer our enquiries.
Important! If you are considering making any financial purchasing decisions in relation to any financial service or product that we refer to on this website, you should always obtain qualified advice (either from the external adviser to whom we refer you or any other qualified and licensed provider) as to whether obtaining specific products is appropriate in your specific circumstances. Product that meet the need of one person or business are not necessarily appropriate to the needs of another.
We aim to connect you with the right people to help you make the best financial decisions for your individual needs.
Don't hesitate to contact us for further information or assistance.
Australian Financial Services & Credit Licensing Information
This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, Authorised Credit Representative of Saccasan Pty Ltd, Australian Credit License 386297, Authorised Financial Services Representative of Unique Group Broker Services, Australian Financial Services License 509434. Visit the ASIC website for additional licensing information.
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Financial News & Information
| How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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| Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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| Credit Cards: Identity Theft and Credit Protection Credit card fraud and identity theft have become widespread not only on the Internet but offline as well. Learn how to avoid these risks and protect your identity as well as your finances or credit line. - read more
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| How to Assess the Financial Impact of Refinancing Your Home Loan Refinancing a home loan involves replacing an existing mortgage with a new one, usually with better terms and interest rates. This process allows homeowners to lower their monthly payments, access equity, shorten the loan term, or switch from an adjustable-rate to a fixed-rate mortgage, among other benefits. - read more
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| Exploring Different Refinancing Strategies to Ease Your Mortgage Stress When it comes to managing finances, one of the biggest stressors for homeowners is their mortgage. In Australia, many individuals and families struggle with mortgage stress, which can have a significant impact on their overall financial well-being. - read more
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| Covering the Unexpected: A Guide to Trauma Insurance for Australian Families Trauma insurance, also known as critical illness insurance, is a type of coverage that provides a lump sum payment in the event that the insured suffers from a critical illness or injury. Unlike health insurance, which covers medical expenses, trauma insurance is designed to provide financial protection by helping to cover the additional costs associated with recovery from a severe illness or injury. - read more
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| Traveling on a Budget: Money-Saving Tips for Australians Traveling Overseas Traveling overseas is an exciting experience yet can be challenging, especially for Australians on a budget. With careful planning and budgeting, it is possible to make the most out of your trip without breaking the bank. This article provides valuable money-saving tips for Australians looking to explore the world on a restricted budget. - read more
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