financialservicesonline
Income Insurance Calculator
| Bike Loans | JetSki Loans |
| Boat Loans | Mortgage Reduction |
| Business Loans | Personal Loans |
| Caravan Loans | Truck Loans |
| Short Term Cash | Debt Consolidation |
| Credit Cards | Home Loans |
| Car Loans |
Compare Health Insurance Options
Start your free Health insurance quote here
Private Health Insurance
Looking for Australia's best value private health insurance?
SHARE
Health Insurance Resources
Insurance Information
Boat InsuranceBusiness InsuranceCar InsuranceCaravan InsuranceCommercial Property InsuranceCyber InsuranceFarm InsuranceHome & Contents InsuranceIncome Protection InsuranceLandlords InsuranceLife InsurancePlant & EquipmentPrivate Health InsuranceProfessional Indemnity InsurancePublic Liability InsuranceRetail Business InsuranceStrata InsuranceTrades InsuranceTravel InsuranceTruck Insurance
Insurance Articles
Chatbot
Q&A with
Paige Estritori
Compare Private Health Insurance
Compare private health insurance premium rates and policy terms online with us and see how much you'll save!
Complete our short private health cover enquiry form and we'll connect you to the best premium rate comparisons from Australia's biggest selection of Private Health Insurance Policies and Providers.
Why Private Health Insurance?
Whilst we enjoy a very generous public health system in this country, private health insurance offers some significant benefits. These benefits include;
- Private hospital admission (typically more comfortable than public hospitals).
- The public health system does not afford the same flexibility in choice of doctor.
- Private patients generally enjoy shorter waiting times for treatment
Lifetime Health Cover
The Australian Government introduced lifetime private health insurance cover back in the year 2000 in a move that rewards people who take out their private health insurance at younger age.
This is because, when you buy health insurance for the first time, you will incur a lifetime premium loading of 2 per cent on the basic premium for each year that you are over 30.
In other words, if you leave it until you are 40 to buy private health cover, you can expect to pay 20% more every year that someone of the same age who bought insurance a decade earlier.
get a private health insurance comparison
Share this page:
Insurance Calculators
How much cover?
Our financial calculators are provided for your free use on this website and are designed to remove some of the guess-work to help you make informed financial decisions.
Please note that some of our calculators may use assumptions that are not necessarily applicable to your current specific circumstances and we therefore cannot always guarantee their accuracy. You should always seek professional financial advice from a licensed professional before proceeding with any financial recommendations.
Term Life Insurance [click]
Calculate the amount of life insurance protection you need to meet your objectives.
Income Protection Calculator [click]
Our income insurance calculator estimates the monthly income insurance benefit that you can buy.
Contents
Insurance Calculator [click]
Use our home and contents insurance calculator for a room by room evaluation of
your household contents and personal effects.
Financial News & Information
Popular Insurance Articles
Related Articles
| The Risks of Operating a Home Based Business Without Public Liability Insurance Public liability insurance is a type of insurance that helps protect businesses from financial losses incurred due to legal claims made by third parties. In the case of home-based business owners, public liability insurance can play a crucial role in ensuring the smooth operations of their business. - read more
|
| Top 5 Reasons to Buy Insurance Through a Broker In today's litigious and uncertain world, insurance has become a very important component of every financial plan. But, when it comes to buying insurance, consumers often get confused obout where they should start and how to decide on the best policy solution to their specific needs and circumstances. - read more
|
| 7 Quick Car Insurance Tips for Teen Drivers For young drivers, getting a drivers license is like a ticket to freedom. Driving provides a number of other obvious benefits as well, and it is largely considered a rite of passage into adulthood by the vast majority of teenagers. However, there are many things to think about when you’re preparing to take the wheel, including a car insurance policy. - read more
|
| Types of Insurance Policies Every Business Owner Should Consider Protecting business investment with insurance is a critical part of every sensible business owner's business plan. Insurance protects businesses from unexpected financial risks due to natural disasters, accidents, liabilities and losses, which may run in to thousands. - read more
|
Recent Insurance Articles
Related Articles
| Preparing for the Worst: Developing a Comprehensive Disaster Response Plan for Your Farm As a farmer, you know that unexpected events can have a significant impact on your farm and your livelihood. Natural disasters, such as floods, fires, droughts, and storms, can occur at any time and have devastating consequences. That's why it's crucial to have a comprehensive disaster response plan in place to protect your property, assets, and, most importantly, your loved ones and livestock. - read more
|
| Claims Made Simple: What to Expect When Filing Hotel Insurance Claims Running a hotel is a complex operation that involves many moving parts. From welcoming guests to maintaining the property, there's a lot to manage. One critical aspect that often flies under the radar is hotel insurance. This form of insurance plays a crucial role in safeguarding your business from unforeseen events that could disrupt operations or impact your financial health. Whether it's damage from natural disasters or unexpected liabilities, insurance is your safety net. - read more
|
| What Hospitality Business Owners Need to Know About Income Protection Insurance The Australian hospitality industry is renowned for its vibrancy, yet it also faces significant challenges. With fluctuating demand, seasonal changes, and unpredictable external factors such as economic downturns and pandemics, hospitality businesses often operate in a high-risk environment. For hotel operators, the stakes are even higher due to substantial investments in property, staff, and customer service. - read more
|
| Disability Income Protection: What Every Hotel Operator Needs to Know Running a café is a rewarding yet challenging endeavor. With the hospitality industry being fast-paced and ever-changing, café owners often face unique financial challenges. Operating in an industry that is both physically demanding and unpredictable can sometimes lead to unforeseen circumstances that affect the stability and success of your business. - read more
|
Follow us!
Financial Services Online on social media
Stay up-to-date with the latest news, views, products, information & resources from Financial Services Online
Copyright 2001-2025 Clark Family Pty Ltd
Important: Financial Services Online is a referral service. We provide general information only and we do not offer financial advice. We refer all insurance, finance and other enquiries that are initialted on this and our associated websites to specialist advisers who are licensed in their respective fields. You should always seek professional advice before making important financial decisions.