financialservicesonline

Australian Insurance, Finance, Superanuation & Investment Resources

Income Insurance Calculator
  • Compare Health insurance rates & options from multiple insurers.
  • Access Health Insurance information, quotes & resources.
  • Find the best solution to meet your individual or family health insurance needs.
  • Apply online for comparitive health insurance quotes and advice.
  • Get the latest health insurance news, views and opinions.
  • Specialist Health Insurance Broker Service and advice available at no charge.
Compare Health Insurance Options
Start your free Health insurance quote here


Compare Health Insurance Options
Start your free Health insurance quote here

Private Health Insurance

Looking for Australia's best value private health insurance?

Compare Private Health Insurance

Compare private health insurance premium rates and policy terms online with us and see how much you'll save!

Complete our short private health cover enquiry form and we'll connect you to the best premium rate comparisons from Australia's biggest selection of Private Health Insurance Policies and Providers.

Why Private Health Insurance?

Whilst we enjoy a very generous public health system in this country, private health insurance offers some significant benefits. These benefits include;

  • Private hospital admission (typically more comfortable than public hospitals).
  • The public health system does not afford the same flexibility in choice of doctor.
  • Private patients generally enjoy shorter waiting times for treatment

Lifetime Health Cover

The Australian Government introduced lifetime private health insurance cover back in the year 2000 in a move that rewards people who take out their private health insurance at younger age.

This is because, when you buy health insurance for the first time, you will incur a lifetime premium loading of 2 per cent on the basic premium for each year that you are over 30.

In other words, if you leave it until you are 40 to buy private health cover, you can expect to pay 20% more every year that someone of the same age who bought insurance a decade earlier.

get a private health insurance comparison

Insurance Calculators

How much cover?

Our financial calculators are provided for your free use on this website and are designed to remove some of the guess-work to help you make informed financial decisions.
Insurance calculators

Please note that some of our calculators may use assumptions that are not necessarily applicable to your current specific circumstances and we therefore cannot always guarantee their accuracy. You should always seek professional financial advice from a licensed professional before proceeding with any financial recommendations.

Term Life Insurance [click]
Calculate the amount of life insurance protection you need to meet your objectives.

Income Protection Calculator [click]
Our income insurance calculator estimates the monthly income insurance benefit that you can buy.

Contents Insurance Calculator [click]
Use our home and contents insurance calculator for a room by room evaluation of your household contents and personal effects.

Insurance News & Information

Popular Insurance Articles

Comparing Health Insurance Plans

Comparing health insurance is a task that many people take too lightly, without knowing or considering some of the most important aspects of health insurance plans on offer. continue reading

Reducing Additional Business Risk

Insurance on your shop, office or other business assets is not the only risk management strategy that businesses are engaging to ensure the business can survive and prosper. There are strategies that only... continue reading

Income Protection Partial Disability

Most policies include cover for partial disablement - i.e. your capacity to do some of the duties of your occupation, but not all or, in the case of an income- based disability definition, the ability... continue reading

Income Protection Policy Excesses

Understanding the deferment period options in your income protection insurance quote gives you the opportunity to make significant savings on your income protection without sacrificing the security offered... continue reading

Income Protection Insurance Monthly Benefits

When comparing income protection policies, there are some critical issues surrounding the amount of your monthly benefit that need consideration. continue reading

... more articles

More Articles
From the News Desk

Timely help for Australians in crisis

Finance News: 29 Jan 2013. Whilst many people around the country are in the process of rebuilding their properties and their lives in the wake of natural disasters, Financial Services Online is pleased... continue reading

Small loans for Australian small business

Finance News: 27 Apr 2013. Aussie small business, including start-up businesses can now access small loan finance for amounts up to $10,000 with minimal asset backing and regardless of credit history. continue reading
More from the News Desk

Important: Financial Services Online is a referral service. We provide general information only and we do not offer financial advice. We refer all insurance, finance and other enquiries that are initialted on this and our associated websites to specialist advisers who are licensed in their respective fields. You should always seek professional advice before making important financial decisions.
';