
Visit Financial Services Online on Facebook
Keep up to date with Financial Services Online on Twitter
| How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
|
| Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
|
| 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
|
| 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
|
| Professional Indemnity Insurance for Australian Consultants: Essential Guide If you provide professional advice or services as an Australian consultant, a client may allege that your work caused them financial loss. Professional indemnity insurance is designed to help respond to claims involving negligence, errors, omissions or breaches of professional duty, including associated legal defence costs and compensation where covered by the policy. - read more
|
| Farm Equipment Insurance Mistakes Australian Farmers Should Avoid Farm equipment is central to day-to-day agricultural operations, and damage, theft or breakdown can create serious disruption. Understanding common insurance mistakes can help Australian farmers review their machinery cover more carefully before choosing, renewing or changing a policy. - read more
|
| How to estimate business life insurance cover needs Estimating business life insurance cover starts with identifying what the policy is meant to protect: revenue, key people, business debts, ownership succession, personal guarantees or working capital. This guide sets out a practical framework Australian SME owners can use to organise their figures before requesting quotes or professional advice. - read more
|
| Who should own a business life insurance policy? Business life insurance ownership affects who controls the policy, who receives a claim payment and whether the cover supports key person, buy-sell or business debt protection planning. This guide explains common ownership and beneficiary structures for Australian businesses. - read more
|