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| How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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| Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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| 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
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| 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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| Income Protection and Business Expenses for Self-Employed Australians Self-employed Australians often need to understand the difference between income protection insurance and cover for business expenses. This guide explains how personal income, business income, operating costs and evidence requirements may be assessed when applying for or claiming on income protection. - read more
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| Business-purpose truck finance and borrower protections in Australia Business-purpose truck finance in Australia is often treated differently from consumer credit. This guide explains how National Credit Code coverage, business purpose declarations, broker conduct, contracts and borrower responsibilities may affect commercial truck finance protections. - read more
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| Boat Insurance and Finance: What Borrowers Should Understand When a boat is financed, insurance can affect settlement, lender requirements and the borrower's financial risk if the vessel is damaged, stolen or written off. This guide explains why insurance may matter for secured boat finance in Australia and what borrowers should check before and after settlement. - read more
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| What Happens If a Business Cannot Repay a Business Loan? Falling behind on a business loan can lead to arrears, fees, default action, enforcement against secured assets and potential claims under personal guarantees. This guide explains the main risks Australian business owners should understand and the practical steps to consider early. - read more
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