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Article thumbnail image: How Credit Card Balance Transfers Can Damage Your Credit Rating How Credit Card Balance Transfers Can Damage Your Credit Rating
Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
Article thumbnail image: Credit Card Secret Guarantee Credit Card Secret Guarantee
Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
Article thumbnail image: 5 Credit Killers 5 Credit Killers
A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
Article thumbnail image: 7 things you need to know about a Hire Purchase loan 7 things you need to know about a Hire Purchase loan
There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
Recent Articles
Article thumbnail image: Understanding Cafe Insurance in Australia: What Owners Need to Know Understanding Cafe Insurance in Australia: What Owners Need to Know
Running a cafe in Australia comes with unique risks and responsibilities, making the right insurance essential for business protection and compliance. Before opening your doors, it’s important to understand the legal insurance requirements for cafes. In most states, public liability insurance is strongly recommended—sometimes even mandatory—if you employ staff or serve food to the public. This coverage helps safeguard your business if someone is injured on your premises or their property is damaged due to your operations. - read more
Article thumbnail image: Steps to start a coffee shop in Australia with confidence Steps to start a coffee shop in Australia with confidence
Starting a coffee shop in Australia is an exciting venture, but it’s essential to ensure you’re protected from day one. One of the first steps is to understand the necessary cafe insurance policies required to safeguard your new business. Insurance isn’t just a box to tick—it’s a fundamental part of running a responsible, resilient coffee shop. - read more
Article thumbnail image: Is Hospitality Insurance Mandatory for Australian Businesses? Is Hospitality Insurance Mandatory for Australian Businesses?
Operating within the hospitality industry in Australia comes with a unique set of responsibilities, particularly when it comes to insurance. While hospitality insurance is not universally mandated by law for every business, certain types of cover—such as workers compensation and public liability—are legally required depending on your state or territory. For example, if you employ staff, workers compensation insurance is compulsory across Australia. - read more
Article thumbnail image: What Does Hospitality Insurance Typically Cover in Australia? What Does Hospitality Insurance Typically Cover in Australia?
Hospitality insurance is a tailored type of business insurance designed specifically for businesses operating within the Australian hospitality sector. This includes restaurants, hotels, cafes, bars, and other venues providing food, drink, or accommodation services. At its core, hospitality insurance offers protection against a range of risks unique to the industry, helping businesses safeguard their assets, reputation, and livelihood. - read more

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