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  • Short-term cash loans
  • Understanding repayment estimates
  • Borrowing costs and fees
  • Planning loan repayments
  • Personal loan rates and terms
  • Managing cash-flow shortfalls
  • Risks of repeat borrowing
  • Alternatives to short-term loans
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Quick Cash Loans

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Quick Cash loans, or Personal Loans as they are more correctly known, are a very efficient method of overcoming temporary cash-flow shortages from payday to payday.

Quickcash loans, like payday loans, are generally be approved within the same business day with settlement on the following day, and they are much more accessible than traditional personal loans because, being small loans, they do not have the same strict credit history guidelines typical of larger unsecured loans.

Cash loans fast Australia!

If you want a fast, free service that can help you find the best personal Quick Cash loan for your needs - even without a perfect credit history, simply complete our free online quote application to start your eligibility assessment.

  • All approved first-time customers can borrow $2025.
  • The application takes just a few minutes to complete.
  • Minimal paperwork requirements apply in the majority of cases.
  • Your money is banked directly into your nominated account - usually within 24 hours*
  • Choose a repayment option that best suits your needs via direct deductions on your pay day*
  • We aim to help find a lender irrespective of your credit history (loan approval is at the discretion of the lending institution).

Our online quick cash loan application makes it easy to get the money you need quickly...

Important

*Terms and Conditions apply. Approval subject to the lender or brokers lending criteria. Funds are generally deposited next business day if approved by 6pm Sydney time Monday to Friday. If you apply for a loan on Saturday or Sunday and are approved by 6pm Sydney time on Monday, you will typically receive your funds on Tuesday. Some customers may only have one repayment option. Loan terms vary based upon your application information and your pay frequency. start your unsecured personal loan enquiry here

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Finance Calculators
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Our financial calculators are provided for your free use on this website and are designed to remove some of the guess-work to help you make more informed financial decisions.

Please note that some of our calculators may use assumptions that are not necessarily applicable to your current specific circumstances and we therefore cannot always guarantee their accuracy.

We recommend that you seek professional financial advice from a licensed professional before proceeding with a loan.

Loan Repayment and Finance Modeling Calculators

Fortnightly Mortgage Repayment Comparator
Compare the effect of paying monthly mortgage payments as opposed to paying fortnightly.

Bike Loan Calculator
Calculate and compare monthly repayments for a motorcycle loan at varying interest rates

Boat Loan Calculator
Calculate and compare monthly boat repayments for different loan values, deposit amount, etc

Business Loan Calculator
Calculate and compare monthly repayments at varying interest rates for a business loan

Business Equipment Lease Calculator
This calculator will help to calculate the lease finance repayments on new business plant and equipment.

Car Loan Calculator
Calculate and compare monthly car loan repayments with/without a deposit or trade-in

Car Lease Calculator
This calculator will help to calculate the lease finance repayments on a new car, including optional balloon/residual

Caravan Loan Calculator
Calculate and compare monthly caravan repayments

Caravan Commercial Hire Purchase Calculator
Calculate and compare monthly commercial hire purchase repayments on a caravan loan

Home Refinance Calculator
Compare the cost/benefits of refinancing your home loan.

Mortgage Repayments
Calculate monthly mortgage repayments on various home loan amounts and interest rates.

Jetski Loan Calculator
Calculate and compare monthly jetski repayments

Personal Loan Calculator
Calculate and compare monthly repayments on a personal unsecured loan

Truck Loan Calculator
Calculate and compare monthly repayments on a truck loan

Truck Lease Calculator
This calculator will help to calculate the lease finance repayments on a new truck or commercial vehicle

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Important: Financial Services Online is a referral service. We provide general information only and we do not offer financial advice. We refer all insurance enquiries that are initialted on this and our associated websites to third party intermediaries or insurers who are licensed and/or accredited in their respective fields, and from whom we may receive a fee or commission. Our finance and loan pages are informational only, and we do not provide quotes, broker referrals, or any other credit service for loan products. You should always seek professional advice before making important financial decisions and, before proceeding with any recommendation, you should request and verify the adviser's credentials.