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Financial Services Online

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Financial Services

Insurance Quotes
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We help you compare insurance quotes from a big selection of leading Australian insurance companies through our nationwide broker referral partner network.

Personal and Business Insurance quotes including income protection, life insurance, car insurance, home & contents, landlords protection, public liability, professional indemnity, business insurance, strata cover, trades insurance, health insurance, and more...

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Free Money Tips
money tips

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For the latest Australian financial services news, views, information and resources including tools and strategies for wealth creation and protection, gifts, competitions and special offers...

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Loan Options
loan assessments with no credit check

Explore our free resources, tools and information to help you compare your finance options - including an extensive article library, regular credit and finance news updates, podcasts and range of loan repayment calculators ...

Home loans, car loans, personal loans, credit cards, boat loans, truck loans, business & commercial finance, payday loans, debt management and more...

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Share Market Information
equities investments

Access the latest share market information and tools to help you get started or to help monitor your sharemarket investment performance.

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Financial Calculators

Loan Finance Calculators
Mortgage Repayment Calculator

Calculate monthly mortgage repayments on various home loan amounts and interest rates.

Home Refinance Calculator

Compare the cost/benefits of refinancing your home loan.

Fortnightly Mortgage Repayment Comparator

Compare the effect of paying monthly mortgage payments as opposed to paying fortnightly.

Bike Loan Calculator

Calculate and compare monthly repayments for a motorcycle loan.

Boat Loan Calculator

Calculate and compare monthly boat repayments.

Business Loan Calculator

Calculate and compare monthly repayments for a business loan.

Business Equipment Lease Calculator

This calculator will help to calculate the lease finance repayments on new business plant and equipment.

Car Loan Calculator

Calculate and compare monthly car loan repayments.

Car Lease Calculator

This calculator will help to calculate the lease finance repayments on a new car.

Caravan Loan Calculator

Calculate and compare monthly caravan repayments.

Jetski Loan Calculator

Calculate and compare monthly jetski repayments.

Personal Loan Calculator

Calculate and compare monthly repayments on a personal unsecured loan.

Truck Loan Calculator

Calculate and compare monthly repayments on a truck loan.

Truck Lease Calculator

This calculator will help to calculate the lease finance repayments on a new truck or commercial vehicle.

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Insurance & Financial Planning Calculators
Life Insurance Calculator

Calculate the amount of life insurance protection you need to meet your objectives.

Income Protection Calculator

Our income insurance calculator estimates the monthly income insurance benefit that you can buy.

Contents Insurance Calculator

Use our home and contents insurance calculator for a room by room evaluation of your household contents and personal effects.

Currency Conversion Calculator

Compare currency exchange rates for all major international currencies.

Financial Goals Calculator

Plan for your future by setting financial goals with this handy calculator.

Net Worth Calculator

Find out if you are where you should be financially.

Retirement Savings Calculator

Find out whether your retirement savings are on track to meet your longer term needs.

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Financial Markets

Stock & Share Markets

Last Updated: Sunday, 15th November, 7:25AM

ASX All Ords 9204.5 -0.75%
ASX 200 9082.2 -0.71%
NZX 50 14173.68 -0.60%
Dow Jones 52347.55 +0.10%
NASDAQ 25136.273 -0.91%
FTSE 10902.56 +0.36%
Hang Seng 23637.6 -1.55%
NIKKEI 225 61142.35 +0.53%
DAX 26749.95 -0.08%
data updated hourly
Commodities & Futures

Last Updated: Sunday, 15th November, 7:25AM

Oil 88.56 -0.20%
Gold 3886.3 +0.03%
Silver 49.121 -1.89%
S&P Futures 7649.5 +0.45%
Dow Futures 52591 +0.38%
NASDAQ Fut. 28447.75 +0.22%
Russell2000 2813.5 +0.22%
10YR Bonds 5.154 +1.00%
Vix 18.03 -3.58%
data updated hourly
$AUD Exchange Rates

Last Updated: Sunday, 15th November, 5:25AM

USD $ 0.6774 United States Dollars
GBP £ 0.5127 British Pounds
EUR € 0.6146 European Union Euros
JPY ¥ 108.1837 Japanese Yen
NZD $ 1.2265 New Zealand Dollars
CAD $ 0.9667 Canadian Dollars
CNY 元 4.5201 Chinese Yuan
IDR Rp 12339.1449 Indonesian Rupiah
THB ฿ 22.9575 Thai Baht
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Financial News & Information

Latest News
News image: NHVR Prohibition Notice Puts Fleet Systems Under the Insurance Microscope NHVR Prohibition Notice Puts Fleet Systems Under the Insurance Microscope
Thu, 12 Nov: A fresh National Heavy Vehicle Regulator action against a heavy vehicle operator is a timely reminder that insurance risk is not limited to what happens at the moment of a crash. The NHVR announced on 30 October 2026 that it had issued a prohibition notice after identifying significant and ongoing safety risks, including repeated defects in safety-critical systems and concerns about the operator’s management controls. - read more
News image: Diagnosis timing is not the only test for income cover Diagnosis timing is not the only test for income cover
Thu, 12 Nov: A recent income protection dispute has put fresh attention on a difficult but important issue for Australian workers: a medical condition may be treated as pre-existing even where a formal diagnosis comes later. The case, reported on 9 November 2026, involved a prostate cancer claim that was declined after the Australian Financial Complaints Authority accepted that earlier medical warning signs and specialist investigations were enough to trigger a pre-existing condition exclusion. - read more
News image: Summer Market Signals Put Discipline Ahead of Hype Summer Market Signals Put Discipline Ahead of Hype
Thu, 12 Nov: A fresh summer 2026–27 marine distribution outlook published through the Boating Industry Association has added a more nuanced signal for Australian boat buyers: the market is not simply weak or strong, but uneven. Higher base interest rates, softer property conditions and pressure on discretionary spending are still weighing on demand for some new boats, while used boats, repowering and well-priced specialist segments appear to be creating more activity. - read more
News image: Record fall in new home lending reshapes the finance conversation Record fall in new home lending reshapes the finance conversation
Thu, 12 Nov: Australia’s home lending market has delivered a sharp warning signal, with new Australian Bureau of Statistics figures showing the number of new dwelling loan commitments fell 15.0 per cent in the September quarter 2026. The fall was led by investors, but the broader message for borrowers is wider: higher rates, changing tax settings and softer property expectations are now influencing both lender caution and buyer confidence. - read more
Recent Articles
Article thumbnail image: How to estimate business life insurance cover needs How to estimate business life insurance cover needs
Estimating business life insurance cover starts with identifying what the policy is meant to protect: revenue, key people, business debts, ownership succession, personal guarantees or working capital. This guide sets out a practical framework Australian SME owners can use to organise their figures before requesting quotes or professional advice. - read more
Article thumbnail image: Who should own a business life insurance policy? Who should own a business life insurance policy?
Business life insurance ownership affects who controls the policy, who receives a claim payment and whether the cover supports key person, buy-sell or business debt protection planning. This guide explains common ownership and beneficiary structures for Australian businesses. - read more
Article thumbnail image: Income Protection and Business Expenses for Self-Employed Australians Income Protection and Business Expenses for Self-Employed Australians
Self-employed Australians often need to understand the difference between income protection insurance and cover for business expenses. This guide explains how personal income, business income, operating costs and evidence requirements may be assessed when applying for or claiming on income protection. - read more
Article thumbnail image: Business-purpose truck finance and borrower protections in Australia Business-purpose truck finance and borrower protections in Australia
Business-purpose truck finance in Australia is often treated differently from consumer credit. This guide explains how National Credit Code coverage, business purpose declarations, broker conduct, contracts and borrower responsibilities may affect commercial truck finance protections. - read more

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Important: Financial Services Online is a referral service. We provide general information only and we do not offer financial advice. We refer all insurance enquiries that are initialted on this and our associated websites to third party intermediaries or insurers who are licensed and/or accredited in their respective fields, and from whom we may receive a fee or commission. Our finance and loan pages are informational only, and we do not provide quotes, broker referrals, or any other credit service for loan products. You should always seek professional advice before making important financial decisions and, before proceeding with any recommendation, you should request and verify the adviser's credentials.