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Last Updated: Wednesday, 19th August, 5:25AM
| ASX All Ords | 9274.2 | -0.42% |
| ASX 200 | 9070 | -0.50% |
| NZX 50 | 13804.52 | -0.36% |
| Dow Jones | 53459.78 | -0.51% |
| NASDAQ | 26304.922 | -1.28% |
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| NIKKEI 225 | 67460.73 | -2.54% |
| DAX | 26338.61 | -0.38% |
Last Updated: Wednesday, 19th August, 5:25AM
| Oil | 84.15 | +0.49% |
| Gold | 4412.9 | -1.36% |
| Silver | 63.92 | -3.49% |
| S&P Futures | 7730.5 | -0.49% |
| Dow Futures | 53485 | -0.11% |
| NASDAQ Fut. | 29693.75 | -1.34% |
| Russell2000 | 3053.2 | -0.38% |
| 10YR Bonds | 4.706 | -0.38% |
| Vix | 15.79 | +3.95% |
Last Updated: Wednesday, 19th August, 5:25AM
| USD | $ | 0.7083 | United States Dollars |
| GBP | £ | 0.5234 | British Pounds |
| EUR | € | 0.6119 | European Union Euros |
| JPY | ¥ | 113.0624 | Japanese Yen |
| NZD | $ | 1.2064 | New Zealand Dollars |
| CAD | $ | 0.9852 | Canadian Dollars |
| CNY | 元 | 4.7790 | Chinese Yuan |
| IDR | Rp | 12664.0653 | Indonesian Rupiah |
| THB | ฿ | 23.4306 | Thai Baht |
Financial News & Information
| Why Insurance in Super Is Back Under the Spotlight Tue, 18 Aug: Insurance held through superannuation is again attracting attention as regulators and industry observers focus on how members and their families are supported when a claim is made. The latest discussion centres on a familiar but important issue: many Australians have life, total and permanent disability or income protection cover inside their super fund, yet may not fully understand the policy rules until illness, injury or death forces the issue. - read more
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| Severe Weather Risks Put Rental Property Insurance Back on the Agenda Tue, 18 Aug: Recent insurance industry commentary on severe weather claims has reinforced a familiar message for Australian rental property owners: natural hazards are no longer occasional background risks. Storms, floods, bushfires and cyclones are increasingly shaping insurance affordability, availability and policy design, particularly in regions where exposure is already well understood by insurers. - read more
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| What insurance law reform means for life cover buyers Tue, 18 Aug: New Zealand's insurance law reforms are moving from policy debate into practical preparation, and life insurance customers should pay attention. The changes are designed to modernise old insurance rules, improve contract fairness and make the responsibilities of both insurers and consumers easier to understand. For households considering life, trauma, total and permanent disability or income protection cover, the key point is not that applications become less serious. It is that the process should become clearer and more proportionate. - read more
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| Why a Softer Job Market Should Prompt an Income Cover Check Tue, 18 Aug: Recent business and labour market reporting has kept the spotlight on a softer jobs market, with many households paying closer attention to job security, hours of work and the strength of their emergency savings. For New Zealand workers, the financial question is not only whether employment conditions are changing. It is whether the household could keep functioning if income stopped for a reason outside their control. - read more
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| Understanding Balloon and Residual Payments in Car Loans Balloon and residual payments can reduce regular car loan repayments, but they also leave a larger amount to deal with at the end of the loan term. Understanding how they affect repayment structure, total interest, refinancing risk and end-of-term obligations can help borrowers compare car finance options more carefully. - read more
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| Is landlord insurance tax deductible in Australia? Australian landlords may be able to claim landlord insurance premiums as a rental property expense when the cover relates to earning rental income. The details can depend on how the property is used, what the policy covers and your individual tax position. - read more
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| How Responsible Lending Assessments Work for Car Loans in Australia Responsible lending assessments help lenders decide whether a car loan is suitable and affordable for an applicant. This guide explains what Australian lenders commonly check, why they request financial documents and how serviceability assessments can affect car loan applications. - read more
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| Personal and Commercial Car Loans in Australia: Key Differences Explained Personal car loans and commercial vehicle finance can look similar, but they are assessed differently in Australia. This guide explains how purpose, borrower type, documentation, security, tax considerations and consumer protections may differ. - read more
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