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Last Updated: Monday, 4th May, 12:25AM
| ASX All Ords | 8954.7 | +0.75% |
| ASX 200 | 8729.8 | +0.74% |
| NZX 50 | 13039.2 | +1.05% |
| Dow Jones | 49499.27 | -0.31% |
| NASDAQ | 25114.443 | +0.89% |
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| NIKKEI 225 | 59513.12 | +0.38% |
| DAX | 24292.38 | +1.41% |
Last Updated: Monday, 4th May, 12:25AM
| Oil | 8729.8 | +8,208.56% |
| Gold | 2812.822 | -39.24% |
| Silver | 2812.822 | +3,699.67% |
| S&P Futures | 7262.25 | +0.26% |
| Dow Futures | 49990 | +0.31% |
| NASDAQ Fut. | 27601.25 | +0.02% |
| Russell2000 | 2810.8 | +0.11% |
| 10YR Bonds | 4.378 | -0.27% |
| Vix | 16.82 | -0.41% |
Last Updated: Sunday, 3rd May, 5:25PM
| USD | $ | 0.7200 | United States Dollars |
| GBP | £ | 0.5303 | British Pounds |
| EUR | € | 0.6142 | European Union Euros |
| JPY | ¥ | 113.0929 | Japanese Yen |
| NZD | $ | 1.2206 | New Zealand Dollars |
| CAD | $ | 0.9786 | Canadian Dollars |
| CNY | 元 | 4.9177 | Chinese Yuan |
| IDR | Rp | 12475.9897 | Indonesian Rupiah |
| THB | ฿ | 23.4893 | Thai Baht |
| APRA Implements New Cap on High Debt-to-Income Home Loans Sun, 03 May: The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at enhancing financial stability within the housing market. Effective from 1 February 2026, APRA will impose a cap limiting banks to issuing no more than 20% of new home loans to borrowers with a debt-to-income (DTI) ratio of six times or higher. This measure is designed to curb the rise in high-risk lending practices and mitigate potential vulnerabilities in the financial system. - read more
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| Australian Banks Respond to RBA's Interest Rate Increase Sun, 03 May: In response to the Reserve Bank of Australia's (RBA) recent decision to raise the official cash rate by 0.25 percentage points to 3.85%, Australia's major banks have announced corresponding increases in their home loan variable interest rates. This move marks the first cash rate hike in two years and reflects the central bank's efforts to address rising inflation and economic growth concerns. - read more
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| Impact of the 5% Deposit Scheme on Housing Affordability Sun, 03 May: The Real Estate Institute of Australia's (REIA) latest Housing Affordability Report indicates a decline in housing affordability during the December 2025 quarter. This trend is largely attributed to the federal government's expansion of the 5% Deposit Scheme, which has significantly increased participation among first-home buyers. - read more
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| d'Albora Marinas Enhances Sustainable Boating with GoBoat Acquisition Sun, 03 May: d'Albora Marinas, Australia's largest marina and hospitality network, has recently acquired GoBoat Australia, a company renowned for its sustainable, self-drive electric picnic boats. This strategic move aims to accelerate GoBoat's expansion and strengthen d'Albora's national presence in the marine industry. - read more
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| Share Market Basics: General Information on Shares, Dividends and Market Risks The share market, commonly known as the stock market, is a marketplace where shares of publicly listed companies are bought and sold. It can support the economy by helping companies raise capital and by allowing investors to buy and sell ownership interests in listed companies. - read more
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| A General Guide to How Investing Works Welcome to our general guide on how investing works! Whether you're just starting to think about investing or looking to refine your approach, understanding the basics can help improve financial literacy and support more informed decision-making. Let's unravel the essentials of investing to help you better understand common investing concepts. - read more
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| How to Prepare for a Smooth Refinance Experience Mortgage refinancing refers to the process of replacing your existing home loan with a new one, typically under different terms. Essentially, you're paying off your old mortgage with a new loan. This can be an extremely useful financial maneuver, allowing homeowners to benefit from better interest rates or change their loan type to suit their current needs. - read more
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| Choosing the Right Lender: Maximising Your Benefits in Mortgage Refinancing Mortgage refinancing involves replacing your current home loan with a new one, often to benefit from better terms. This financial maneuver is commonly pursued to seize lower interest rates, reduce monthly payments, or alter the loan term. It can also provide cash by tapping into the equity you've built up in your home. - read more
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