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Last Updated: Wednesday, 11th November, 7:25AM
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Last Updated: Wednesday, 11th November, 7:25AM
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Last Updated: Wednesday, 11th November, 5:25AM
| USD | $ | 0.6860 | United States Dollars |
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| Why APRA's bank licensing overhaul matters for consumers Wed, 11 Nov: Australia's banking competition debate has taken a practical turn, with APRA finalising a new licensing framework for locally incorporated authorised deposit-taking institutions on 10 November 2026. The change is designed to make the path to becoming a bank, credit union or building society clearer and more predictable, while preserving the prudential standards that sit behind depositor confidence. - read more
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| New WHS figures sharpen the risk picture for tradies Wed, 11 Nov: Safe Work Australia’s latest Key Work Health and Safety Statistics, released on 12 October 2026, provide a fresh reminder that construction remains one of the country’s highest-risk work environments. The national data records 41 construction worker fatalities in 2025 and shows construction accounted for 11.7% of serious workers’ compensation claims in 2024-25, making the figures directly relevant to trade businesses reviewing safety systems, contracts and insurance arrangements. - read more
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| Why Falling Prices May Not Feel Like a First-Home Breakthrough Wed, 11 Nov: Fresh Domain analysis has put a useful reality check around Australia’s housing downturn: cheaper advertised prices do not automatically make a first home easier to afford. The 5 November 2026 analysis found combined capital city house prices had fallen by about $81,000, or 6.2 per cent, from their peak, yet estimated monthly mortgage repayments were only about $10 lower. - read more
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| Higher bank rates put first-home budgets back under pressure Wed, 11 Nov: Australian first-home buyers have a fresh repayment hurdle to factor into their planning, with major banks moving to lift variable mortgage rates after the Reserve Bank of Australia raised the cash rate target to 4.85 per cent in early November. The change does not mean every buyer will face the same outcome, but it does make one point clear: a lower property price is only useful if the loan remains affordable under current and tested repayment settings. - read more
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| Income Protection and Business Expenses for Self-Employed Australians Self-employed Australians often need to understand the difference between income protection insurance and cover for business expenses. This guide explains how personal income, business income, operating costs and evidence requirements may be assessed when applying for or claiming on income protection. - read more
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| Business-purpose truck finance and borrower protections in Australia Business-purpose truck finance in Australia is often treated differently from consumer credit. This guide explains how National Credit Code coverage, business purpose declarations, broker conduct, contracts and borrower responsibilities may affect commercial truck finance protections. - read more
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| Boat Insurance and Finance: What Borrowers Should Understand When a boat is financed, insurance can affect settlement, lender requirements and the borrower's financial risk if the vessel is damaged, stolen or written off. This guide explains why insurance may matter for secured boat finance in Australia and what borrowers should check before and after settlement. - read more
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| What Happens If a Business Cannot Repay a Business Loan? Falling behind on a business loan can lead to arrears, fees, default action, enforcement against secured assets and potential claims under personal guarantees. This guide explains the main risks Australian business owners should understand and the practical steps to consider early. - read more
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