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Last Updated: Wednesday, 4th November, 6:25PM
| ASX All Ords | 8954.9 | -0.25% |
| ASX 200 | 8834.5 | -0.25% |
| NZX 50 | 13783.45 | +0.93% |
| Dow Jones | 51786.7 | -0.38% |
| NASDAQ | 28180.264 | +0.68% |
| FTSE | 10638.43 | -1.14% |
| Hang Seng | 23529.66 | +0.58% |
| NIKKEI 225 | 62188.63 | -1.42% |
| DAX | 25864.62 | -0.45% |
Last Updated: Wednesday, 4th November, 6:25PM
| Oil | 95.98 | -0.11% |
| Gold | 4043.9 | +2.63% |
| Silver | 51.89 | +4.30% |
| S&P Futures | 7609.75 | +0.17% |
| Dow Futures | 52123 | +0.44% |
| NASDAQ Fut. | 28385.5 | +0.28% |
| Russell2000 | 2847.7 | +0.80% |
| 10YR Bonds | 4.952 | +1.19% |
| Vix | 4.952 | -76.23% |
Last Updated: Wednesday, 4th November, 5:25PM
| USD | $ | 0.6984 | United States Dollars |
| GBP | £ | 0.5188 | British Pounds |
| EUR | € | 0.6217 | European Union Euros |
| JPY | ¥ | 110.3952 | Japanese Yen |
| NZD | $ | 1.2454 | New Zealand Dollars |
| CAD | $ | 0.9755 | Canadian Dollars |
| CNY | 元 | 4.6622 | Chinese Yuan |
| IDR | Rp | 12671.7004 | Indonesian Rupiah |
| THB | ฿ | 23.5211 | Thai Baht |
Financial News & Information
| Insurance Inquiry Delay Extends Wait for Small Business Answers Wed, 04 Nov: A federal parliamentary inquiry examining small business insurance has pushed its final report from 27 October 2026 to 26 February 2027, extending the wait for recommendations on affordability, availability and regulation. For Australian businesses that rely on public liability insurance, the delay matters because the inquiry is looking directly at whether modern cover is meeting the needs of small firms, not-for-profits and community organisations. - read more
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| Life Claims Review Puts Communication Back in Focus Wed, 04 Nov: A new Life Code Compliance Committee inquiry has sharpened attention on how life insurers manage longer-running total and permanent disability and income protection claims, finding that earlier information requests and clearer communication could reduce avoidable delays for people already dealing with illness, injury or loss of income. - read more
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| Why Liability Pricing Relief Still Needs Caution in Restaurants Wed, 04 Nov: Australian restaurants and cafes may be entering a more competitive phase for liability insurance, but the latest market analysis suggests owners should avoid treating softer pricing as a signal that risk has reduced. KPMG Australia's October 2026 liability insurance review, drawing mainly on APRAs National Claims and Policies Database to December 2024, points to moderating pricing momentum after several years of premium strengthening, while also highlighting uneven claims experience across public liability and related classes. - read more
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| Commercial Insurance Softens, but Truck Cover Still Needs Evidence Wed, 04 Nov: Fresh commercial insurance data points to a more buyer-friendly market, but Australian truck operators should be careful not to read the headline fall as a simple forecast for cheaper heavy vehicle cover. Marsh’s Q3 2026 Global Insurance Market Index, released on 21 October 2026, reported a 12 per cent fall in Pacific commercial insurance rates for the quarter, led by property and supported by strong insurer competition. - read more
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| Dealer Finance, Direct Lender Finance and Broker-Arranged Car Finance Explained Car finance in Australia can be arranged through a dealer, directly with a lender or with help from a broker. Each channel can lead to a car loan, but the process, comparison work, documentation flow, fees and level of assistance can differ. This guide explains how each option works and what to check before deciding how to apply. - read more
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| Term Life and Whole Life Insurance in Australia: What the Terms Mean A plain-English guide to term life insurance, whole life insurance and the main types of personal life insurance Australians commonly compare, including life cover, TPD, trauma cover and income protection. - read more
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| Crane Truck Insurance Cover in Australia Crane truck insurance is designed for trucks fitted with a crane, where the vehicle and lifting equipment can create risks beyond those of a standard commercial truck. Cover may include protection for accidental damage, theft, fire, third-party liability and selected operational risks, depending on the policy. For Australian operators working in construction, logistics, heavy lifting or industrial environments, understanding the available cover options can help with more informed insurance decisions. - read more
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| Income Protection Insurance for Australian Adults: How It Works and What to Consider Income protection insurance can help replace part of your income if illness or injury prevents you from working. For Australian adults with regular expenses, dependants or long-term financial commitments, understanding how this cover works can be an important part of financial planning. - read more
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