Rate Money specializes in providing loans for self-employed individuals, a demographic often underserved by traditional banks. By limiting the rate increase, Rate Money aims to offer more affordable financing options to this segment, acknowledging the financial pressures posed by rising inflation and living costs.
CEO Ryan Gair emphasized the company's commitment to supporting borrowers during challenging economic times. He noted that while the economy remains relatively strong, the rising cost of living is stretching household budgets, making it essential to provide competitive loan products.
For self-employed Australians seeking financing, Rate Money's approach offers a more manageable repayment structure compared to the broader market. Prospective borrowers are encouraged to explore these options and consider how such tailored products can align with their financial goals.
Published: Saturday 21st February, 2026
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