Mozo's 2026 Experts Choice Awards involved a comprehensive analysis of 348 personal and car loan products from 76 lenders across 11 categories. The evaluation focused on the true cost of borrowing, considering factors such as interest rates and mandatory fees, including application, service, and exit fees.

IMB Bank's standout performance was evident across multiple categories, including Secured Personal Loan, Unsecured Personal Loan, Car Loan, and Used Car Loan. This broad recognition highlights the bank's dedication to offering competitive and transparent loan products tailored to diverse customer needs.

The dominance of customer-owned and regional banks in these awards reflects a broader trend in the Australian banking sector. These institutions are increasingly challenging major banks by providing superior value and customer-centric services. IMB Bank's repeated success exemplifies this shift, demonstrating that smaller lenders can effectively meet consumer demands for affordable and straightforward loan options.

For Australians seeking personal loans, this accolade serves as a valuable indicator of IMB Bank's reliability and commitment to excellence. Prospective borrowers are encouraged to explore IMB Bank's offerings to find loan products that align with their financial goals and circumstances.

Author: Paige Estritori
Published: Friday 13th February, 2026

Please Note: If this information affects you or is relevant to your circumstances, seek advice from a licensed professional.

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