Financial Services Online Articles, Information & Resources

Sticking to a budget is hard enough, but malls, outlets and grocery stores don't make it any easier. With countless promotions, sales, and strategically-placed impulse-buy items, it's easy to get sidetracked and even easier to overspend!

Sharemarkets can be quite volatile from time to time. Even experts can find their portfolios under pressure, so it's important to be aware of how to maintain your investor focus when things go south. Here are 7 timeless tips that we have prepared to help you keep your cool through turbulent times.

Knowing these 6 types of loan finance options will make it easier for you do deal with brokers and lenders. Once you go from asking for a loan to asking for a "novated lease with a 45% balloon payment" you will be in a far better position to negotiate your loan with confidence.

If you're thinking of borrowing money to buy a car, boat, debt consolidation, home repairs, medical bills or anything else for that matter, here are some red hot tips to make the process much, much easier.

Credit card fraud and identity theft have become widespread not only on the Internet but offline as well. Learn how to avoid these risks and protect your identity as well as your finances or credit line.

Business Interruption Insurance can be what stands between the collapse or survival of your business following major loss such as a fire, flood or storm. As important as getting the sum insured right is ensuring that you have the right indemnity period for your business. This article will help you understand the factors which should influence how long a Business Interruption Insurance indemnity period your business needs.

We get some interesting questions from our subscribers each month about various aspects of insurance ... so we've compiled a top 10 list of insurance questions and answers that embody a broad range of situations - and we're sure you'll find them of value!

Understanding your rights as a consumer is essential in dealing with complex issues like personal loans and other finance. Here we reveal, in simple terms, how the Credit Code works for you.

If you are like most people on this planet, you are not financially free. You would not be able to stop working and still support yourself and your family from your financial resources. Your continued ability to work in order to earn an income would therefore be one of your greatest assets.

Most Australians realise that a Government pension won't give them the lifestyle they want in the years when they are not earning an income. The need to save money for the future has become a big wake up call to millions of workers who could take a massive hit to their lifestyle post-retirement due to low superannuation savings.

Wealth creation is a process described by a few essential laws of money. If you live by these rules, your chance of financial success is very good ... and yet the majority of people will struggle financially as they go through life. Why is this?

There are many different reasons to purchase life insurance (generation skipping tax, estate plan, estate preservation, surviving spouse needs, planning for your children's future and more). There is no right amount of life insurance, but here are some guidelines that might help you decide how much life insurance you need.

Do you rule your superannuation or does it rule you? It's easy to fall for some myths about your super unless you do some clear thinking about who is in charge.

When we examine our priority lists, our finances tend to be near the bottom. Yet, when we look at our "worry" list, finances are usually near the top. There are three main reasons why we don't make finances a priority

So, you've tried everything to make more money. Now it is time to look at Tracy's three step system to begin building and properly managing your wealth.

There are a number of potential pitfalls in relying on a mortgage broker for the best home loan solution ... particularly given the enormous growth in the broking industry and the recent entrance of new players.

Financial institutions are located all around the world. If you are looking to open a bank account, whether that bank account is a transactional account or a savings account, you have a number of banking options.

In this article, we identify 8 issues that 90% of people will have to deal with when creating a budget. Some of them will, no doubt, be familiar to you!

There are many different ways you can save in different insurance policies. However, some things that will help you save in one policy will have no bearing whatsoever on another policy. Here are things that will help you save across all insurance policies.

Sometimes processing an insurance claim after a catastrophic event can turn into a nightmare. This article contains some pointers on how to handle the bureaucracy and confusion that can occur when filing a claim.

Today, We’ll defy the critics and demonstrate why consumer welfare is enhanced within a competitive payday-lending environment.

Here is why so many people are in despair and suffering emotional problems related to debt. A candid explanation of how interest affects your daily life.

Prosperity is defined as having more than enough resources to satisfy the needs of your family and an abundance left over. If your income is fixed and times are tough, it is still possible to be prosperous.

Making a budget and sticking to it is one of the most important financial decisions you can make. It's not that hard, and the benefits are tremendous. If you have not yet begun, now is the time to get started. Here are some of your common budgeting questions answered.

A debt consolidation loan combines several debts into a single loan that you will repay over a set period of time. You can consolidate personal loans, credit cards, medical bills, and other debts into a single loan. Debt consolidation loans can be a good option if you are having trouble keeping up with monthly payments.