In 2024, loans to property investors surged by 22%, outpacing the 6% increase in owner-occupied loans. Macquarie Bank has responded to this growing demand by offering a range of products designed to support investors at various stages of their property journey.
One standout offering is the Offset Home Loan, which allows customers to establish up to 10 offset accounts per variable interest rate loan account. These accounts can be utilised to receive rental payments or save for property-related expenses, effectively reducing the amount of interest paid and enhancing investment efficiency.
For investors seeking straightforward loan structures, Macquarie provides home loans with competitive rates and flexible terms. Additionally, the bank's digital features, such as smart budgeting tools and automatic expense categorisation, offer customers better insights and control over their finances.
Macquarie's banking app further enhances the customer experience by providing a 24/7 view of all accounts, including offset accounts. This functionality allows investors to manage their cash flow effectively and prepare for tax time with ease.
In the competitive landscape of investment property lending, Macquarie Bank's focus on flexibility and customer-centric digital solutions sets it apart, making it a preferred choice for Australian property investors.
Published: Thursday 1st January, 2026
Please Note: If this information affects you or is relevant to your circumstances, seek advice from a licensed professional.
