Budget Q & A - Answers to Your Questions About Making a Budget
Making a budget and sticking to it is one of the most important financial decisions you can make. It's not that hard, and the benefits are tremendous. If you have not yet begun, now is the time to get started. Here are some of your common budgeting questions answered.
Risk Management - 8 steps To Avoid Litigation
Accidents, mistakes and misunderstandings can happen in any business. Some are settled amicably, others grow into full-blown disputes, and before you know it you could be facing a legal claim.
Choosing the Right Bank
Financial institutions are located all around the world. If you are looking to open a bank account, whether that bank account is a transactional account or a savings account, you have a number of banking options.
How to freeze the Plastic Debt Dragon in Your Wallet
Are you scared to open your wallet knowing there is a fire snorting dragon lurking in there? You don't need to be afraid of your credit card, you can make it your friend. Here is a plan to choke the dragon and replace it with a friendly furry critter so you can start creating wealth in your life.
The Second Law of Money: Wealthy People Don't Own Much
The second law of money describes how wealthy people protect their assets. Building wealth is only half the game, preserving it is a different skill all together.
How to Succeed in Business (Without Losing Your Soul)
This book is a guidebook to success in business and professional practice.

How you define "success" of course is entirely up to you - we all have different goals and aspirations and come from divergent backgrounds and circumstances.

The fact that "success" is a fluid concept does not mean that it cannot or should not be pursued vigorously and enthusiastically.

But at what personal price?

Types of Insurance Policies Every Business Owner Should Consider
Protecting business investment with insurance is a critical part of every sensible business owner's business plan. Insurance protects businesses from unexpected financial risks due to natural disasters, accidents, liabilities and losses, which may run in to thousands.
Five Tips For Shopping on a Budget
Sticking to a budget is hard enough, but malls, outlets and grocery stores don't make it any easier. With countless promotions, sales, and strategically-placed impulse-buy items, it's easy to get sidetracked and even easier to overspend!
Debt Consolidation Pros and Cons
Do you have mounting credit card debts or a number of different loans to pay off? If you do, then debt consolidation is an option you can consider to make the process of debt repayment quicker and easier.
4 Tips For Reducing Your Insurance Rates Dramatically
There are many different ways you can save in different insurance policies. However, some things that will help you save in one policy will have no bearing whatsoever on another policy. Here are things that will help you save across all insurance policies.
What Is Hindering My Budget Efforts?
In this article, we identify 8 issues that 90% of people will have to deal with when creating a budget. Some of them will, no doubt, be familiar to you!
Ambulance Cover: Do You Need It?
Medicare in Australia doesn't cover ambulance services or emergency transport. These services are more often covered by private health insurance. However, private funds are not the only ambulance and emergency transportation service providers available.
Tackle Bad Credit With These Simple Ideas!
Bad credit can make it difficult to do business with certain types of companies. Poor credit impacts your ability to move forward with your life. However, there is hope -- you can repair your credit with a few steps and re-open those doors to access lower borrowing rates and other benefits once more. Use the following advice to help you improve your credit rating.
10 Tips - How to reduce your mortgage
Anyone who has ever had to pay off a mortgage will tell you they would love to pay it off before the term, but most people will continue to chip away at their loan on autopilot. A proactive strategy can cut your loan term from 30 years to less than half in some cases. Here are 10 ways to own your home sooner.
Utilising A Chattel Mortgage for Business Finance
A Chattel Mortgage loan is a simple yet effective finance option designed for business plant and equipment purchases. Here are six rules to consider when arranging finance for your business that will ensure that you retain full control over the loan process and save money in the process.
The Weird and Wonderful World of Insurance
We came across this amusing (but true) insurance story with an interesting twist. Only in America!
Loss of income insurance: Case Study
Rebecca is a single, self-employed graphic designer who works from home. Aged in her mid-30s, she has monthly commitments of a mortgage and car payments and the usual living expenses.
When Conventional Advice on Money Won’t Do
The fact is, conventional advice on money won't do. That's because conventional advice on money is oriented toward problems created by an unbalanced distribution of wealth in society and has little to do with the real situation facing middle-class families today. The typical financial columnist or talking head isn't examining how people with regular jobs can make it.
3 Simple Principles Of Financial Decision Making
Do decisions about where to spend or invest your money make you paralyzed? Take fear and stress out of the decision-making process by increasing your knowledge in three key areas.
7 Tips for Holding Your Nerve Through Market Volatility
Sharemarkets can be quite volatile from time to time. Even experts can find their portfolios under pressure, so it's important to be aware of how to maintain your investor focus when things go south. Here are 7 timeless tips that we have prepared to help you keep your cool through turbulent times.
Choosing a Home Loan Mortgage Broker
There are a number of potential pitfalls in relying on a mortgage broker for the best home loan solution ... particularly given the enormous growth in the broking industry and the recent entrance of new players.
Is now the right time to refinance your home?
So, interest rates have changed since you took out your home loan and you think it could be time to refinance your existing mortgage? But the entire loan application process was so exhausting during the initial loan that you're not sure it's worth the hassle? Maybe this article will be of help.
Insurance: The Absolute Basics
Insurance has often been considered by many as a necessary evil. But for the majority of people, insurance offers real security, peace of mind and forms a fundamental platform for a more certain financial future. Understanding the basics of insurance and how it works will be enlightening for many.
What You Can Do Right Now to Relieve Debt Stress
The key to solving debt problems is to take the simple action steps outlined in this article. It's not rocket science, it almost seems too simple. So, what's the plan?
Your Mortgage - The Ultimate Wealth Creation Tool
A mortgage is like the goose that lays golden eggs! You can use it to create a stream of money that's predictable, constant and can finance nearly any investment project. A stream of money that requires no risk, no time commitment, and best of all no effort!