Key highlights from Plenti's financial performance include:

  • Loan Originations: The company achieved loan originations of $475 million in the fourth quarter, up 17% from the same period last year. This contributed to a total of $1.868 billion in originations for FY26, representing a 32% year-on-year growth.
  • Loan Portfolio Growth: Plenti's loan portfolio expanded to $3.1 billion, a 22% increase from the previous year, achieving the company's target ahead of schedule.
  • Partnerships: The 'NAB powered by Plenti' loan portfolio grew to $121 million, up 34% from the prior quarter, indicating successful collaboration and market penetration.

Plenti's disciplined approach to credit and focus on prime credit customers have contributed to a stable loan portfolio, with 90+ day arrears at 42 basis points. The company's strong operating cash generation has also enabled the repayment of corporate debt, reducing the drawn balance to $20 million.

For consumers, Plenti's growth signifies increased availability of competitive personal and renewable energy loans, reflecting the company's commitment to providing innovative financial solutions tailored to evolving market needs.

Author: Paige Estritori
Published: Thursday 28th May, 2026

Please Note: If this information affects you or is relevant to your circumstances, seek advice from a licensed professional.

Share this article: