Co-Founder and Co-Chief Executive Officer Zalman Blachman highlighted that the move is directly aligned with market demand, especially following a recent $6.4 million deal funded by Bizcap. By lifting funding limits, Bizcap aims to support SMEs directly and provide brokers with a powerful option to facilitate complex deals.
Co-founder Abraham White emphasized that raising the funding cap simplifies access to necessary capital for small businesses, aligning with Bizcap's mission to back businesses with bespoke, outside-the-box lending requirements when traditional providers won't.
Approvals can be as quick as three hours, with funding for smaller loans received within 24 hours. This rapid turnaround is particularly beneficial for businesses needing immediate financial support to seize opportunities or manage cash flow challenges.
The need for SME loans has increased in Australia amid tighter regulatory requirements, global uncertainty, rising costs, and a surge in entrepreneurship post-pandemic. As of June 2025, there were over 2.7 million businesses in Australia, a 2.5% increase from the previous year, according to the Australian Bureau of Statistics. Despite this growth, traditional banks have become more cautious in extending funding, creating a gap that non-bank lenders like Bizcap are stepping in to fill.
Brokers can capitalize on this trend by understanding the various options available, such as non-bank lenders, and offering customized solutions to their clients. Bizcap, which specializes in SME loans, has funded more than $1.9 billion in loans since its inception in 2019 and continues to expand its offerings to meet the evolving needs of Australian businesses.
Published: Sunday 30th November, 2025
Please Note: If this information affects you or is relevant to your circumstances, seek advice from a licensed professional.
