The RBA's decision to maintain the cash rate at 3.60% in November 2025, coupled with stronger-than-expected inflation and consumer spending, has prompted this shift in expectations. ANZ's revised forecast suggests a more cautious approach, anticipating only one rate cut in the upcoming cycle.

For borrowers and investors, this development underscores the importance of staying informed about monetary policy trends. Understanding the timing and rationale behind rate adjustments can aid in making strategic financial decisions, such as timing loan applications or investment moves to align with anticipated rate changes.