| How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
|
| Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
|
| 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
|
| 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
|
| What a Renewed Flood Pool Debate Means for Retail Cover Tue, 14 Jul: Australia’s flood insurance debate has returned to the foreground, with fresh attention on whether the existing Cyclone Reinsurance Pool should remain narrowly focused or whether a separate approach is needed for broader flood risk. For shop owners, the issue is more than a policy argument between governments and insurers. It goes directly to whether flood-prone businesses can obtain cover at a workable price, and whether current policies respond in the way owners expect when water damage disrupts trading. - read more
|
| Small Businesses Urged to Scrutinise Broker Fee Transparency Tue, 14 Jul: Australia’s insurance broking sector is facing renewed scrutiny after the National Insurance Brokers Association released the final draft of its rewritten Insurance Brokers Code of Practice for consultation. The debate centres on how clearly small business clients should be told what their broker is paid, including commissions, fees and other remuneration linked to the placement of insurance policies. - read more
|
| New July Rate Tables Give Refinancers More to Check Than Cashbacks Tue, 14 Jul: Fresh July home loan data has added another layer to the refinancing conversation for Australian mortgage holders. While cashback offers have attracted plenty of attention this month, the more important development may be the ongoing spread between competitive new-business rates and what many established borrowers are still paying on older loans. - read more
|
| A new life insurance discount puts long-term value in focus Tue, 14 Jul: Partners Life has introduced a new Life Advantage discount, giving eligible customers a permanent reduction on selected life and trauma-related covers. The offer is aimed at non-smokers aged 16 and over who meet a specified body mass index range and complete full medical underwriting when applying for new or increased cover. - read more
|