| How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
|
| Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
|
| 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
|
| 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
|
| Australian Mortgage Refinancing Hits Record Highs Amid Rising Arrears Sat, 27 Dec: Recent data from Equifax indicates a significant surge in mortgage refinancing across Australia, coinciding with a rise in arrears, especially among borrowers with substantial home loans. This trend underscores the financial pressures many Australians are currently facing. - read more
|
| Digital Lenders Revolutionise Australia's Personal Loan Landscape Sat, 27 Dec: The Australian personal loan market is undergoing a significant transformation, with digital lenders now accounting for over 40% of new loan originations. This shift is driven by the rapid digitalisation of loan processes, offering borrowers faster approvals and broader eligibility criteria. - read more
|
| Surge in Personal Loans for Home Renovations Among Australian Homeowners Sat, 27 Dec: Australian homeowners are increasingly turning to personal loans to fund home renovations, reflecting a growing preference to upgrade properties amid high housing costs and strong demand for home improvements. - read more
|
| Mortgage Brokers' Market Share Reaches 75% in New Home Loans Sat, 27 Dec: Recent data reveals that mortgage brokers are now facilitating 75% of all new residential loans in Australia, marking a significant increase in their market share. This trend underscores the growing reliance on brokers by borrowers seeking home financing solutions. - read more
|