| How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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| Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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| 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
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| 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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| Australians Lean Further Into Personal Credit Thu, 09 Jul: Australia’s appetite for personal credit has shown another lift, with the Reserve Bank of Australia’s latest financial aggregates pointing to renewed momentum in May 2026. The data, released on 30 June, shows personal credit rose by 0.6 per cent over the month, up from 0.2 per cent in April. Over the year to May, personal credit was 4.4 per cent higher, compared with 2.9 per cent annual growth at the same point last year. - read more
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| Why Today's Mortgage Pain Is Not Just a Rate Story Thu, 09 Jul: Australian borrowers have fresh evidence that the current mortgage squeeze is about more than headline interest rates. New KPMG analysis of Australian Bureau of Statistics data, highlighted in the finance media this week, shows households are carrying one of the heaviest interest burdens recorded over the past four decades. - read more
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| What the Latest Rate Outlook Means for Caravan Buyers Thu, 09 Jul: Australia’s interest-rate outlook has become more uncertain, and that matters for anyone planning to buy, upgrade or refinance a caravan in the second half of 2026. Following the Reserve Bank of Australia’s 16 June decision to keep the cash rate at 4.35%, fresh July forecasts suggest borrowers should not assume relief is just around the corner. - read more
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| What July’s Lowest Car Loan Rates Mean for Buyers Thu, 09 Jul: Australian car buyers have a fresh reminder this week that the lowest advertised rate is not always the same as the cheapest loan. Canstar’s latest July 2026 car loan comparison update shows secured car loan offers starting from 5.67% for a $50,000 loan over five years, with MoneyPlace and Stratton Finance both appearing at that headline rate in the snapshot. However, their comparison rates differ, underlining why the total loan cost needs closer attention. - read more
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