How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
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7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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Call for Uniform Assessment Methods in Managed Accounts Fri, 06 Dec: The managed account industry is currently facing a challenge in the absence of streamlined performance assessment standards, potentially impacting its growth and reputation. This concern was a focal point of the discussion at the recent Professional Planner Researcher Forum. - read more
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Australia's Long-Term Mortgage Strategy: A Double-Edged Sword Fri, 06 Dec: Housing affordability in Australia is hitting unprecedented lows as both buying and renting costs continue to surge. In response to this crisis, financial institutions are rolling out new strategies designed to make mortgages more accessible, albeit with long-range financial implications for consumers. - read more
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Pension Dilemma: Wealth Versus Welfare Fri, 06 Dec: Amid heightened financial scrutiny, an elderly couple's retirement predicament has questioned the balance between possessing wealth and maintaining government welfare in Australia. This ongoing discussion has resonated across the nation, leading to significant public debate. - read more
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Mental Health Claims: A Growing Concern for Young Adults Fri, 06 Dec: Recent findings highlight a significant trend: an increase in Total and Permanent Disability (TPD) claims among 30- to 40-year-olds, with mental health as a key factor. Over the past decade, these claims have soared, the Council of Australian Life Insurers (CALI) reports. - read more
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