| How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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| Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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| 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
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| 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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| Why first-home buyers are turning to Western Sydney apartments Tue, 21 Jul: New NSW property sales data points to a practical shift in the first-home buyer market: more buyers are choosing apartments in Western Sydney, while overall transaction volumes across the state have lifted. InfoTrack’s latest quarterly figures show NSW sales activity rose between April and June, with first-home buyers increasingly clustering around suburbs that offer a mix of relative affordability, transport, jobs and established services. - read more
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| New Marsh Strata Lead Points to a More Complex Insurance Market Tue, 21 Jul: Marsh Risk has appointed Justin Gillingham as its new head of strata, in a move that reflects how quickly the Australian strata insurance market is becoming more specialised. Announced on 20 July 2026, the appointment brings a senior insurance and risk professional into a role focused on buildings, owners corporations and communities dealing with increasingly complicated cover, compliance and claims issues. - read more
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| Tesla’s Guaranteed Future Value Loan Could Reframe EV Buying Tue, 21 Jul: Tesla Australia has added a new finance pathway for local buyers through a Guaranteed Future Value loan arranged with Driva, giving approved customers a clearer view of what their vehicle may be worth at the end of the loan term. For Australians weighing up an electric vehicle loan, the move is notable because it targets one of the lingering concerns around EV ownership: depreciation. - read more
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| Toyota’s Electrification Fightback Gives EV Buyers More to Consider Tue, 21 Jul: Toyota Australia has signalled a much broader electrification push as competition from BYD and other Chinese brands intensifies. For Australian buyers, the story is not just about brand rivalry. It is about a fast-changing showroom mix that could affect vehicle choice, waiting times, resale expectations and the way households structure finance for their next low-emissions car. - read more
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