| How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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| Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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| 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
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| 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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| QBE Introduces Comprehensive Add-Ons to Landlord Insurance Policies Tue, 28 Apr: In August 2025, QBE Insurance unveiled significant enhancements to its commercial landlord insurance offerings, introducing a suite of optional add-ons designed to provide more comprehensive protection for property owners. These strategic enhancements aim to equip brokers with additional tools to better serve their clients in a competitive market. - read more
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| Survey Highlights Financial Risks for Landlords Amid Rental Income Disruptions Tue, 28 Apr: In June 2025, QBE Insurance released findings from a survey conducted among 500 Australian landlords, shedding light on the financial vulnerabilities many property owners face in the event of rental income disruptions. The survey revealed that 38% of landlords could encounter financial difficulties within two to six weeks if their rental properties became uninhabitable or if tenants ceased paying rent. - read more
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| Hutch Underwriting Unveils Innovative Landlord Insurance with Cyber Coverage Tue, 28 Apr: In August 2025, Hutch Underwriting launched a pioneering landlord insurance product tailored for Australian residential property owners. This new policy stands out by incorporating built-in cyber protection, addressing the growing digital risks landlords face in today's interconnected world. - read more
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| Understanding APRA's New Mortgage Lending Limits Mon, 27 Apr: The Australian Prudential Regulation Authority (APRA) has announced a significant policy change aimed at enhancing the stability of the housing market. Effective from February 2026, APRA will implement a cap limiting banks to issuing no more than 20% of new home loans to borrowers with a debt-to-income (DTI) ratio exceeding six times their income. This measure applies separately to both owner-occupier and investor loans. - read more
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