| How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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| Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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| 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
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| 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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| Australia’s Rental Surge Forces Shift to Share Housing Tue, 09 Dec: Australia's rental market has experienced a dramatic surge over the past five years, leading to significant changes in the housing arrangements of many Australians. According to Cotality, rental prices across the nation have escalated by an astonishing 43.8% since 2021. This hike means that the average Australian household renting a median-priced home now incurs an additional $10,600 annually compared to five years ago. - read more
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| Common Retirement Planning Pitfalls for Australians Tue, 09 Dec: Many Australians approaching retirement are inadvertently making significant planning errors that could cost them valuable time and financial resources, according to a finance expert. These oversights, while not directly tied to regulatory issues with the Australian Taxation Office or superannuation law violations, can lead to depleted retirement savings, forcing individuals to work longer or miss out on beneficial financial opportunities. - read more
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| Economic Downturns and Tech Challenges Top Concerns for Australian Executives Tue, 09 Dec: Australian business leaders are increasingly worried about the potential for an economic downturn, which they have identified as the most significant threat facing the country in the next couple of years. This insight comes from a wide-reaching survey conducted by the World Economic Forum, highlighting key concerns in the business sector. - read more
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| Call for Enhanced Support for Indigenous Insurance Customers Tue, 09 Dec: The Life Code Compliance Committee has identified significant gaps in support for Indigenous customers within the insurance sector, following an audit of three major insurers representing two-thirds of the market. The analysis reveals that these insurers lack adequate procedures for safe self-identification, a critical step towards ensuring cultural inclusivity and accessibility. - read more
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