| How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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| Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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| 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
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| 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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| What NZ’s snow injury surge says about protecting your pay Tue, 21 Jul: New Zealand’s winter injury data is a timely reminder that a day off can become a financial event very quickly. Insurance Business has reported that snow sports injury claims reached a five-year high, with ACC accepting 8,309 skiing claims at a cost of $32 million and 5,425 snowboarding claims at a cost of $14 million for 2025. For households that rely on regular wages, the issue is not only the medical bill. It is the income interruption that can follow. - read more
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| What a Policy Access Dispute Means for Income Protection Customers Tue, 21 Jul: A recent New Zealand life insurance dispute has put a practical but often overlooked issue in the spotlight: having cover is only part of financial protection. Policyholders also need to know who owns the policy, how documents can be accessed, and what happens when urgent health circumstances arise. - read more
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| First Home Buyer Scheme Faces Fresh Risk Scrutiny Sun, 19 Jul: Australia’s expanded first home buyer loan guarantee program is facing renewed scrutiny after the Insurance Council of Australia warned that shifting more low-deposit loans away from lenders mortgage insurance could create wider risks for borrowers, taxpayers and the mortgage market. - read more
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| Why Jetski Buyers Should Budget for Insurance Before Borrowing Sat, 18 Jul: ASIC’s Moneysmart updated its insurance guidance on 16 July 2026, and while the information is broad, it carries a practical message for anyone preparing to finance a jetski: the loan repayment is only one part of the ownership cost. Insurance can affect your monthly budget, your lender’s requirements and your ability to recover financially if the watercraft is damaged, stolen or involved in an accident. - read more
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