![]() | How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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![]() | Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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![]() | 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
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![]() | 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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![]() | Aussie Incomes Lag in OECD Amid Productivity Concerns Tue, 09 Sep: Australia has recorded a sluggish rise in real per capita household disposable income over the past decade, making it the slowest growth among major English-speaking countries. According to OECD data, from Q1 2015 to Q1 2025, Australian incomes only increased by 3.5%, starkly contrasted with Canada's 8.9%, the United States' 20.6%, and the United Kingdom's 8%. The OECD average during this period was 18.7%, further highlighting Australia's economic challenges. - read more
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![]() | Amplifying Adviser Value: Beyond Investment Picks Tue, 09 Sep: Financial advisers in Australia might need to rethink where they truly add value, according to the 2025 Value of an Adviser Index by Russell Investments. Contrary to popular belief, it's not investment selection that clients find most valuable. Instead, the index identifies behavioural coaching as the primary area where advisers make a significant impact on client outcomes. This approach helps clients stay focused on long-term goals, avoiding impulsive decisions during market volatility. - read more
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![]() | Aussie Super Funds Urged to Offer Guidance Beyond Returns Tue, 09 Sep: In a significant address at the National Press Club, Paul Schroder, the CEO of AustralianSuper, has highlighted the need for superannuation funds to go beyond merely delivering strong returns. Schroder stressed the importance of providing comprehensive guidance to members, amidst worries that the existing system's complexity leaves under half of Australians assured about their retirement prospects. - read more
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![]() | Mayfair 101 Director Restricted from Financial Promotions for 15 More Years Tue, 09 Sep: James Mawhinney, a key figure at Mayfair 101 Group, has been issued a 15-year extension on his restraint from engaging in financial promotions or fund-raising, after the Federal Court finalised orders against him. This decision blocks Mawhinney from soliciting or receiving funds, as well as marketing any financial product, following the court's findings of his 'reckless' behaviour in the financial sector. - read more
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