![]() | How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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![]() | Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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![]() | 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
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![]() | 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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![]() | ASX 200 Breaks Through 9000 Points in Historic Market Rally Fri, 22 Aug: The Australian Securities Exchange (ASX) 200 has surged to an unprecedented climax, crossing the notable 9000-point mark for the first time. Fueled by a broad-based rally, the ASX 200 climbed 101.1 points, or 1.1%, ending at 9,019.10, with the broader All Ordinaries index up 106.80 points, or 1.16%, to 9,284.20. This milestone marks the seventh record high in just nine trading sessions, signifying substantial growth from 8000 points in just over a year. - read more
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![]() | Treasurer Targets Super Tax Breaks to Combat Intergenerational Inequity Fri, 22 Aug: Treasurer Jim Chalmers has indicated a possible shift in tax policies aimed at addressing intergenerational equity, possibly impacting wealthy retirees. He hinted at reform initiatives that could see a reduction in superannuation tax breaks for affluent individuals to fund potential tax cuts for working Australians. - read more
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![]() | Australian Dollar Faces Pressure Amid Federal Reserve Uncertainty Fri, 22 Aug: The Australian Dollar (AUD) is experiencing increased pressure as uncertainties surrounding the Federal Reserve's stance on interest rates and U.S. economic growth persist. Meanwhile, the U.S. Dollar Index (DXY) maintains its strength, creating a challenging environment for the AUD. The Federal Reserve recently shared insights that inflation remains above its long-term goal of 2%, with notable impacts from tariffs influencing goods price inflation. - read more
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![]() | AFCA Rules on Disputed Car Insurance Payout Fri, 22 Aug: The Australian Financial Complaints Authority (AFCA) has decided against a man's claim for a car insurance payout, which he pursued following a dispute with his ex-wife. The issue arose when the man's Toyota Landcruiser was involved in an accident in April, prompting him to file for a cash settlement of $55,950. However, the ex-wife, who held the insurance policy, later blocked his access to the payout. - read more
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