| How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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| Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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| 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
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| 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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| Rise of Unsecured Business Loans Among Australian SMEs Sun, 25 Jan: Australian small and medium-sized enterprises (SMEs) are increasingly turning to unsecured business loans as a means of financing growth and operations. This trend reflects a shift away from traditional lending models that require physical assets as collateral, offering businesses greater flexibility and accessibility to funds. - read more
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| Anticipated RBA Rate Hike in February 2026: Implications for Motorcycle Loans Sun, 25 Jan: The Reserve Bank of Australia (RBA) is set to announce its next monetary policy decision on February 3, 2026. With inflation rates rising in late 2025, the possibility of a rate hike has become a focal point for financial analysts and borrowers alike. - read more
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| ASIC's Crackdown on Unlicensed Finfluencers: What It Means for Consumers Sun, 25 Jan: The Australian Securities and Investments Commission (ASIC) has intensified its efforts against unlicensed financial influencers, commonly known as 'finfluencers,' who are suspected of providing unlawful financial advice. This initiative is part of a global collaboration with regulators from the UK, UAE, Italy, Hong Kong, and Canada to address the growing concern over unregulated financial content on social media platforms. - read more
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| Budget Direct's Triumph: 2025 Insurer of the Year and Its Impact on Motorcycle Insurance Sun, 25 Jan: Budget Direct has been honored as the Insurer of the Year in the 2025 Consumer Finance Awards, reflecting its commitment to providing comprehensive and affordable insurance products to Australians. This accolade is particularly significant for motorcycle enthusiasts seeking reliable coverage. - read more
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