![]() | How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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![]() | Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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![]() | 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
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![]() | 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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![]() | Individualisation of Managed Accounts Poised to Revolutionise Financial Advice Wed, 12 Mar: The evolving landscape of Separately Managed Accounts (SMAs) is set to enhance financial advisers' competitiveness against private market offerings by industry funds, according to insights from a recent Institute of Managed Accounts Professionals (IMAP) conference. A panel comprising key industry figures highlighted significant mergers and acquisitions as indicative of the dynamic managed accounts sector and the outsized impact of the outsourced Chief Investment Officer (OCIO) model. - read more
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![]() | ASIC Takes Legal Action Against AustralianSuper Over Delayed Death Benefits Wed, 12 Mar: The Australian Securities and Investments Commission (ASIC) has initiated legal proceedings against AustralianSuper, one of the country's largest superannuation funds, over alleged delays in processing death benefit claims. The lawsuit, filed in the Federal Court, accuses AustralianSuper of failing to handle these claims effectively and promptly between 1 July 2019 and 18 October 2024. - read more
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![]() | US Stock Decline Intensifies Amid Tariff Fears Wed, 12 Mar: US stock markets faced a significant downturn on Tuesday, deepening a selloff not seen in months, fueled by investors' concerns over the latest round of tariff threats and their potential repercussions on the global economy. The S&P 500 reached a critical low, nearing a 10 per cent drop from its record high, reflecting growing market volatility amidst mixed updates on international trade tensions and geopolitical events. - read more
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![]() | RBA Rate Cut Sparks Surge in Australian Consumer Confidence Wed, 12 Mar: The Reserve Bank of Australia’s recent decision to reduce the official interest rate by 25 basis points to 4.1 per cent in February has invigorated consumer confidence, reaching a three-year high. The upswing in sentiment began in late 2024 but waned slightly over the holiday season. However, March data from the Westpac-Melbourne Institute consumer sentiment index indicates a recovery, driven by the RBA's interest rate cut and easing cost pressures. - read more
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