![]() | How Credit Card Balance Transfers Can Damage Your Credit Rating Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history. - read more
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![]() | Credit Card Secret Guarantee Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. - read more
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![]() | 5 Credit Killers A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. - read more
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![]() | 7 things you need to know about a Hire Purchase loan There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money - read more
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![]() | QBE Expands Landlord Insurance Offerings with Strategic Add-Ons Mon, 18 Aug: QBE Insurance Group has introduced significant enhancements to its commercial landlords industrial special risk product, providing brokers with new add-ons designed to better support their clients. With the addition of features like rent default cover for up to 52 weeks, tax audit protection coverage up to $25,000, and breakdown cover for machinery and electronic equipment, the insurer is equipping intermediaries with tools to improve client offerings. - read more
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![]() | Innovative Financial Planning: Mum Pays Into Husband's Superannuation Mon, 18 Aug: Entrepreneur Ashli Templer has taken a unique approach to family financial planning by contributing to her husband Luke's superannuation. As the primary earner, she deposits money into his fund quarterly since he became a stay-at-home parent after their daughter was born. This decision, initially met with surprise, illuminates a broader issue faced by many Australian families where one partner foregoes income, and consequently super contributions, to focus on childcare. - read more
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![]() | Retirement Planning: Bridging the Generational Wealth Expectation Gap Mon, 18 Aug: Australia stands on the cusp of a significant transition involving the retirement of a substantial portion of its population and the vast transfer of wealth that follows. With the “bank of mum and dad” serving as a pivotal means for young Australians to access financial support, many parents in their later years look to assist their children. - read more
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![]() | RBA Rate Cut Spurs Property Market Surge Mon, 18 Aug: Last week, the Reserve Bank of Australia (RBA) made its third rate cut this year, lowering the official cash rate by 0.25% to 3.60%. Historically, such rate reductions have been linked to a significant rise in Australian home values, with double-digit growth expected within two years of the start of a rate-cutting cycle, according to the Australian Financial Review. - read more
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