Financial Services Online Articles, Information & Resources

Whether you are about to buy a home or you have an existing home loan, you want to be sure that you get the best possible mortgage for your specific needs. Here is a mortgage shopping list - a good place to start in the process of comparing home loans and selecting a mortgage.

Sometimes processing an insurance claim after a catastrophic event can turn into a nightmare. This article contains some pointers on how to handle the bureaucracy and confusion that can occur when filing a claim.

Whether you are in a committed relationship or are a happy single person, you should make it a top priority to understand your finances. This article will highlight some of the key points that you need to understand to take control of your finances and your financial goals.

Understanding your rights as a consumer is essential in dealing with complex issues like personal loans and other finance. Here we reveal, in simple terms, how the Credit Code works for you.

Business Interruption Insurance can be what stands between the collapse or survival of your business following major loss such as a fire, flood or storm. As important as getting the sum insured right is ensuring that you have the right indemnity period for your business. This article will help you understand the factors which should influence how long a Business Interruption Insurance indemnity period your business needs.

If your credit card debt is starting to get out of control - or you simply want to know how to avoid potential credit card pitfalls, you are not alone. Managing credit cards is a problem faced by many who are now drowning in an ocean of debt. Here are some simple strategies that may be of help.

One of the major objectives of any wealth creation strategy is to generate passive income at the lowest possible risk and cost. Here are some strategic insights to making it happen.

There are a number of potential pitfalls in relying on a mortgage broker for the best home loan solution ... particularly given the enormous growth in the broking industry and the recent entrance of new players.

You can qualify for personal loans for debt consolidation even with bad credit. In fact, debt consolidation loans are meant to help people with bad credit rebuild their credit scores and get back on their feet financially, so these are some of the best personal loans around for people with credit problems

A Financial loss is something that no business wants to suffer - and small business owners will do their best to avoid downtime, expenses and accidents. But will insurance provide the total solution? Or is there more needed to ensure business continuity?

Insurance has often been considered by many as a necessary evil. But for the majority of people, insurance offers real security, peace of mind and forms a fundamental platform for a more certain financial future. Understanding the basics of insurance and how it works will be enlightening for many.

Budgeting does not need to be complicated. You don't need a master's in accounting. You don't even need a computer ... a simple pen and paper will do!

Here is why so many people are in despair and suffering emotional problems related to debt. A candid explanation of how interest affects your daily life.

We came across this amusing (but true) insurance story with an interesting twist. Only in America!

A debt consolidation loan combines several debts into a single loan that you will repay over a set period of time. You can consolidate personal loans, credit cards, medical bills, and other debts into a single loan. Debt consolidation loans can be a good option if you are having trouble keeping up with monthly payments.

Sticking to a budget is hard enough, but malls, outlets and grocery stores don't make it any easier. With countless promotions, sales, and strategically-placed impulse-buy items, it's easy to get sidetracked and even easier to overspend!

There’s a lot been said about payday loans. Many claim that the interest rates charged are outrageous. Others say that they are the only source of finance available for those with less than perfect credit score. There is a bit of truth in both claims but there is much more to payday loans than meets the eyes.

If you have an income protection insurance plan already - or are thinking about buying one, then you need to be aware that these policies require regular maintenance and careful scrutiny to ensure that they adequately meet your needs. Unfortunately, many people purchase income protection insurance policies only to find out about their shortcomings at claim time.

No one over age 35 today is likely to live to see the end of the 21st Century. The inheritance you leave your children is reflected in the values they have learned from you about the role of money and property. Here are ways to plan for the future that give your heirs a perspective on their Inheritance that extends far beyond the dollar value of what you pass on to them.

There are many different ways you can save in different insurance policies. However, some things that will help you save in one policy will have no bearing whatsoever on another policy. Here are things that will help you save across all insurance policies.

Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases.

Unsecured personal loans can really help in a pinch. If your savings are low and your car breaks down, for example, such a loan can patch up your life. Or maybe you're buying a big-ticket item and you need backup money to cover a short-term hole in your bank account.

Credit card fraud and identity theft have become widespread not only on the Internet but offline as well. Learn how to avoid these risks and protect your identity as well as your finances or credit line.

How well a company handles their processes and the customer experience at claim time is what truly determines the real worth of the insurance policies that are being sold.

Are you scared to open your wallet knowing there is a fire snorting dragon lurking in there? You don't need to be afraid of your credit card, you can make it your friend. Here is a plan to choke the dragon and replace it with a friendly furry critter so you can start creating wealth in your life.