The survey, which included 1,001 respondents, found that younger travelers under 30 are particularly prone to forgoing insurance, with 23% admitting to traveling uninsured. Common reasons cited include perceptions of destination safety, beliefs that insurance offers poor value, or confidence in handling emergencies independently.

Damien Arthur, Executive Head of Travel at Allianz Partners Australia, expressed concern over these findings, emphasizing that unforeseen incidents can occur regardless of a destination's perceived safety. He highlighted that medical emergencies, accidents, and travel disruptions can lead to significant financial burdens for those without coverage.

Travelers are encouraged to assess their individual needs and potential risks associated with their destinations. Understanding that travel insurance is designed to mitigate unforeseen expenses, such as medical emergencies or trip cancellations, can help in making informed decisions about coverage.

For those planning international travel, it's advisable to research and compare different insurance policies, ensuring that the chosen plan provides comprehensive coverage tailored to specific travel plans and activities.

Author: Paige Estritori
Published: Tuesday 24th February, 2026

Please Note: If this information affects you or is relevant to your circumstances, seek advice from a licensed professional.

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