Trade Pack is aimed at businesses with turnover up to $5 million and contractor payments up to $500,000 (or 30% of payroll), with mobile plant coverage up to $250,000, for up to $100,000 per item. The underwriting agency states that it provides brokers with a simpler, faster way to quote to trade clients and overcomes the inefficiency of juggling standalone policies for smaller clients.
Robin Johnson, CEO of Hutch Underwriting, highlighted that trades can have surprisingly complex needs, but putting several policies in place gets expensive quickly given multiple minimum premiums and admin fees. Trade Pack changes all that and saves brokers time as well. The company is backing brokers with a solution that cuts the friction.
The offering includes public and product liability as standard, with six optional sections: general property (for example, tools and stock), tax audit, cyber, individual personal accident, mobile plant, and registered mobile plant liability. It is not available to higher-risk trades such as demolition, plumbing, scaffolding, and rail corridor work.
Dominique Vagi, Chief Underwriting Officer at Hutch, stated that Trade Pack gives comprehensive coverage options with minimal admin and is about giving brokers control and flexibility without adding complexity. All quoting is handled via Ebix Sunrise Exchange, using product code HUTTP.
For Australian tradespeople, Trade Pack offers a more efficient and cost-effective way to secure comprehensive insurance coverage, ensuring that their businesses are protected against a range of potential risks without the burden of excessive administrative tasks.
Published: Sunday 18th January, 2026
Please Note: If this information affects you or is relevant to your circumstances, seek advice from a licensed professional.
