financialservicesonline

Australian Insurance, Finance, Superannuation & Investment Resources

Financial Services Online :: Articles

Financial Services Online Articles

Financial Services Online recommends the following articles which we hope you find of interest.

Simply click on the article title to read the entire content.

Insurance Articles

Things to Consider While Choosing Commercial Building Insurance
A commercial building is one where your business is housed. Whatever is the type of your business, be it manufacturing, sales, retail, or any service, there is certain quantum of risk for which insurance... read more

Income protection insurance
It's trite but true to say that, for most people, their most valuable asset is their ability to earn an income. But how relevant is income insurance to most Australians? read more

5 Tips for Dealing With your next Insurance Claim
Sometimes processing an insurance claim after a catastrophic event can turn into a nightmare. This article contains some pointers on how to handle the bureaucracy and confusion that can occur when... read more

8 Steps to Cheaper Car Insurance
Owning a car comes with considerable ongoing expenses ... and Comprehensive car insurance is one of the most significant ongoing costs. If your car is under finance, insurance is generally a requirement... read more

DIY Review Checklist for your Income Protection Insurance
If you have an income protection insurance plan already - or are thinking about buying one, then you need to be aware that these policies require regular maintenance and careful scrutiny to ensure... read more

Insurance Articles

Insurance Claims - The Acid Test for Insurance Policies
How well a company handles their processes and the customer experience at claim time is what truly determines the real worth of the insurance policies that are being sold. read more

Comparing Income Protection Benefit Payment Periods
If you are serious about protecting your income, it is essential that you give real consideration to the benefit payment periods being offered as part of your income insurance policy. read more

Why life insurance is a necessity in tough times
With household budgets under pressure ... and consumer confidence weak, many families are wondering whether life insurance is worth the expense. Or maybe it is something they can do without? read more

Insurance: The Absolute Basics
Insurance has often been considered by many as a necessary evil. But for the majority of people, insurance offers real security, peace of mind and forms a fundamental platform for a more certain financial... read more

Loss of income insurance: Case Study
Rebecca is a single, self-employed graphic designer who works from home. Aged in her mid-30s, she has monthly commitments of a mortgage and car payments and the usual living expenses. read more


Finance News

RBA lifts official interest rate
May 03 :: <p>The Reserve Bank of Australia lifted the official cash rate by 25 basis points at its meeting Today.</p> <p>The RBA board decided to increase the rate from a record low of 0.1%,... read more

Heavy reporting requirements limiting the financial services sector.
May 03 :: <p>As of&nbsp;1 October 2021,&nbsp;Australian&nbsp;Credit License&nbsp;and Australian Financial Services License holders have been obliged by law to report specified matters... read more

Police issue warning about bank scam
Nov 20 :: Melbourne police are warning people about a scam in which fraudsters pose as bankers and ask for money.They say they cold call customers and tell them they have been overcharged in fees and... read more

ANZ nets solid profit despite wealth management
Oct 26 :: ANZ banking group has reported a solid full-year result with net profit attributable to shareholders up 6 per cent to nearly $5.7 billion - but with its wealth management division still struggling... read more

Millions lack access to basic financial services
Jun 01 :: Nearly 3 million Australians do not have access to basic financial products such as a credit card, car insurance or even a bank account, according to a private study. The annual report by... read more

IMPORTANT: We are neither authorised nor licensed to provide finance or financial products and we do not offer any form of credit or other financial advice. All product enquiries and requests for financial and/or other advice on this website are referred to third party intermediaries, insurers and lenders - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for vaidating the legitimacy of our referral partners, you should always verify the credentials of your financial adviser before proceeding with recommendations that they may present. Visit the ASIC website for further information.

Copyright Clark Family Pty Ltd A.C.N. 010 281 008 - all rights reserved