Life Insurance: How much is enough?
When considering life insurance, you're planning and preparing for an event that most of us would rather not think about. But life insurance represents a critical step in managing your personal finances and ensuring your family's well-being.
Five Tips For Shopping on a Budget
Sticking to a budget is hard enough, but malls, outlets and grocery stores don't make it any easier. With countless promotions, sales, and strategically-placed impulse-buy items, it's easy to get sidetracked and even easier to overspend!
The Truth Behind Payday Loans
There’s a lot been said about payday loans. Many claim that the interest rates charged are outrageous. Others say that they are the only source of finance available for those with less than perfect credit score. There is a bit of truth in both claims but there is much more to payday loans than meets the eyes.
12 Reasons Why People Don't Get Wealthy
Anthony Robbins is one of the top success coaches in the world, having coached star sports players, heads of states and Fortune 500 executives. In his Get The Edge program, he listed 12 specific reasons he has come to observe to be the leading causes for most people's lack of wealth.
A Quick Guide To Personal Debt Consolidation Loans
You can qualify for personal loans for debt consolidation even with bad credit. In fact, debt consolidation loans are meant to help people with bad credit rebuild their credit scores and get back on their feet financially, so these are some of the best personal loans around for people with credit problems
Simple Tips On Getting Your Loan
So, you want to get a loan? Here are some simple tips that might help you make more informed decisions about the type of loan you buy, and from whom.
6 Hot Tips to Grow Your Super
Most Australians realise that a Government pension won't give them the lifestyle they want in the years when they are not earning an income. The need to save money for the future has become a big wake up call to millions of workers who could take a massive hit to their lifestyle post-retirement due to low superannuation savings.
Insurance: The Absolute Basics
Insurance has often been considered by many as a necessary evil. But for the majority of people, insurance offers real security, peace of mind and forms a fundamental platform for a more certain financial future. Understanding the basics of insurance and how it works will be enlightening for many.
7 things you need to know about a Hire Purchase loan
There are seven things you should know before you ever think of getting a Hire Purchase loan. Knowing these things will give you control and power in the loan process. Power and control will will save you money
What You Can Do Right Now to Relieve Debt Stress
The key to solving debt problems is to take the simple action steps outlined in this article. It's not rocket science, it almost seems too simple. So, what's the plan?
5 Credit Killers
A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness.
Ambulance Cover: Do You Need It?
Medicare in Australia doesn't cover ambulance services or emergency transport. These services are more often covered by private health insurance. However, private funds are not the only ambulance and emergency transportation service providers available.
Five Worst Credit Card Mistakes
Credit cards can be an excellent way to manage your finances ... they can even be an investment tool. However your credit card can quickly become your enemy if not used correctly. Here are five of the worst mistakes most credit card holders make. If you can avoid these mistakes, you will benefit greatly.
4 Tips For Reducing Your Insurance Rates Dramatically
There are many different ways you can save in different insurance policies. However, some things that will help you save in one policy will have no bearing whatsoever on another policy. Here are things that will help you save across all insurance policies.
Do You Work For Your Money? Or Does Your Money Work For You?
A few simple ideas, when understood fully, lead people down the road to financial independence and wealth. You need to understand the difference between and asset and a liability. You need to understand the difference between earned income and passive income. You need to understand the three basic cash flow patterns. Finally, you need to understand how your focus in life ties it all together.
How Credit Card Balance Transfers Can Damage Your Credit Rating
Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford it, the chances of being accepted for loans and credit cards have decreased. Concurrently, there is a greater focus on individual's being aware of how credit works and what their financial behaviors means in terms of a credit score and history.
Types of Insurance Policies Every Business Owner Should Consider
Protecting business investment with insurance is a critical part of every sensible business owner's business plan. Insurance protects businesses from unexpected financial risks due to natural disasters, accidents, liabilities and losses, which may run in to thousands.
Why life insurance is a necessity in tough times
With household budgets under pressure ... and consumer confidence weak, many families are wondering whether life insurance is worth the expense. Or maybe it is something they can do without?
Double your Home Loan Deposit in half the time
Saving is never an easy thing to do and saving for a deposit on a home is twice as hard. However, with the right strategy in place, your savings can grow and grow, cutting the waiting time to your own home in half.
Super Rules, OK?
Do you rule your superannuation or does it rule you? It's easy to fall for some myths about your super unless you do some clear thinking about who is in charge.
The Second Law of Money: Wealthy People Don't Own Much
The second law of money describes how wealthy people protect their assets. Building wealth is only half the game, preserving it is a different skill all together.
The legal responsibilities of SMSFs
The benefits associated with utilising a self-managed super fund can be significant ... but they come with legal responsibilities - and getting it wrong can be criminal, writes Matthew McKee.
The face of an ideal wealth creation strategy
One of the major objectives of any wealth creation strategy is to generate passive income at the lowest possible risk and cost. Here are some strategic insights to making it happen.
Gain Control Of Your Finances
Nobody I know enjoys paying bills - and keeping them organised can be a real headache. Here's a solution to help you to gain control of your finances and save money on late fees.
How to Get Out of Debt
If you've found yourself in a position where you're in serious debt and can't think of a way out, here are some valuable tips that, when put into practice, will help you find your way out of trouble.