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Credit Card Secret Guarantee
Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases.
Simple Tips On Getting Your Loan
So, you want to get a loan? Here are some simple tips that will help you make an informed decision about what kind to buy, and who to buy from.
Time to fix your mortgage?
GOOD on Ian Macfarlane. The Reserve Bank chief says interest rates might rise, but not as far as he can see. Or put it this way: he'd expect it over time, not that he knows, or at least that's the present intention. Unless things change.
Bad Credit? You Might Still Get a Mortgage to Buy a House
Unfortunately bad credit can haunt you for the rest of your life. If there are bankruptcies or foreclosures on your credit report, you know how hard it is to get any line of credit.
Buying a home when rates go up
When rates go up, opportunities abound. You see, many homeowners, builders, and developers, find themselves in more negotiable positions because of the laws of supply and demand. Surplus rises, and buyers slow down.
Choosing the right bank
Financial institutions are located all around the world. If you are looking to open a bank account, whether that bank account is a cheque account or a savings account, you have a number of banking options.
The truth behind payday loans
There is a lot being said about payday loans. Many claim that the interest rates charged are outrageous. Others say that they are the only source of finance available for those with less than perfect credit score. There is a bit of truth in both claims but there is much more to payday loans than meets the eyes.
Home Loans: I'll have mine with the lot
The strategy: To get 100 per cent finance for your new investment property.
Home Loans: Finding the one that fits
With over 3000 home loans on the Australian market it would be easy to dismiss them as marketing overkill ? and you'd probably be right. But many of these loans are tailored for different segments of the market, giving home buyers the chance to find a product that best suits their needs.
Home Loans: The pros and cons of refinancing
AUSTRALIANS reckon a change is as good as holiday, and some homeowners are pulling out all stops to prove it.
Finance: Default and repossession
Most people would assume that a default under a loan contract means that payments haven't been made but, as you are about to learn, there are other reasons why a lender may have the right to repossession.
Home Loans: Choosing a mortgage broker
There are a number of potential pitfalls in relying on a mortgage broker for the best home loan solution ... particularly given the enormous growth in the broking industry and the recent entrance of new players.
Car leasing
Leasing is an often misunderstood car financing option so, in response to subscriber feedback, we've included this article to help give you a better understanding of what it is and how it works.
Home Loan Strategies
Twenty five years, twenty five years, twenty five years to go ? seems like an eternity away, but it need not take that amount of time to pay off the traditional Aussie home loan.
Home Loans: Is now the right time to refinance?
Interest rates have changed since you took out your home loan and you think it could be time to refinance your existing mortgage ... but the entire loan application process was so exhausting during the initial loan that you aren't sure it's worth the hassle.
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| Knowledge Base |
Balloon Payment: A large loan repayment made in order to clear a debt. Usually applied to a short-term fixed-rate loan, which involves small payments for a certain period of time with one large payment for the remaining amount of the principal at a time specified in the contract.
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